218 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 218 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1940
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Sep 2023)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01217477`

Property Details

APN / Parcel Number

Primary APN	`13-01217477`
Alternative APN	`01217477`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	675 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217477
Street Address	218 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	IND SPG VILLAGE
Legal Subdivision	IND SPRG VILL
Legal Block	1
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3002
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	May 14, 2001 · Amount on Record
Deed Book / Page	67420 / 415
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503

Mortgage

Document Number	0697320261
Date	Oct 21, 2025
Book Page	69732/261

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	KVS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 N PARK AVE 804, 804, CHEVY CHASE, MD 20815-7237

Mortgage

Document Number	0676750487
Date	Jan 9, 2024
Book Page	67675/487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2023
Property Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503
Document Number	0674200415
Book / Page	67420 / 415
Map Reference	MB 11 PL 775
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503

Mortgage

Document Number	0067420422
Date	Sep 29, 2023
Instrument	67420/422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	218 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2503
Document Number	0543500396
Book / Page	054350 / 000396
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SAINT LAWRENCE DR SILVER SPRING MD 209012503, SILVER SPRING, MD 20901-2503

Mortgage

Document Number	0543500396
Date	May 26, 2017
Book Page	054350/000396

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,233 (+15.44%)	$754,500 (+46.33%) Land $275,300 Building $479,200
2025	$6,753.00 (+31.71%)	$515,600 (+6.53%) Land $275,300 Building $240,300	$515,600 (-) Land $275,300 Building $240,300
2023		$484,000	$515,600 Land $275,300 Building $240,300
2022	$5,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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