Ottawa County property record for 218 S Walnut St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1948 |
| Lot Size | 0.17 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20388 |
| Primary APN | 20388 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,200 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 198 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 49 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20388 |
|---|---|
| Street Address | 218 S WALNUT ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 & N2 LT 21 BLK 79 SECOND ADDN TO COMMERCE |
| Legal Subdivision | SECOND ADDN TO COMMERCE |
| Legal Block | 79 |
| Legal Lot Number | 20,21 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 574200 |
218 S Walnut St is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 S WALNUT ST, COMMERCE, OK 74339-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 218 S WALNUT ST, COMMERCE, OK 74339-2643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001094/027 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 1094/027 |
| Instrument | 2019-002970 |
| Name | THE FIRST NATL BANK & TRUST BROKEN ARROW |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2034 |
The 2025 property tax bill for 218 S Walnut St was $507 with a homeowner's exemption, up 1% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,411 (+3%) Land $1,173 Building $5,238 | $56,233 (+3%) Land $10,290 Building $45,943 | |
| 2025 | $507.00 (+1%) Homeowner's exemption | $6,224 (-12.04%) Land $1,173 Building $5,051 | $54,596 (-18.82%) Land $10,290 Building $44,306 |
| 2024 | $502.00 (-4.74%) Homeowner's exemption | $7,076 (+3%) Land $1,159 Building $5,917 | $67,252 (-) Land $10,290 Building $56,962 |
| 2023 | $527.00 (+1.93%) Homeowner's exemption | $6,870 (+3.01%) Land $1,154 Building $5,716 | $67,252 (-) Land $10,290 Building $56,962 |
| 2022 | $517.00 Homeowner's exemption | $6,669 Land $1,149 Building $5,520 | $67,252 Land $10,290 Building $56,962 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 218 S Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 S Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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