Cumberland County property record for 218 S Sixth St, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,319 sqft · built 1956 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2020) |
| Tax Bill | $2,766 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-95-7392 |
| Primary APN | 0501-95-7392 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,319 sqft Heated Area |
| Gross Area | 1,802 sqft |
| 1st Floor Area | 1,319 sqft |
| Basement Area | 483 sqft |
| Unfinished Basement | 483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 666 sqft |
| Carport | Carport |
| Carport Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 218 S SIXTH ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | SPRING LAKE LO:17 & PT 18 SE:01 BL:Q PL:0011-0003 UN:01 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | Q |
| Legal Lot Number | 17 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 3502 |
218 S Sixth St, a rural home, is owned and occupied by an individual who bought it in June 2020.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 S SIXTH ST, SPRING LAKE, NC 28390-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 1, 2017 | Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 202018783 |
| Deed Book / Page | 10780 / 78 |
| Prior Transfer Date | May 13, 2020 |
| Prior Transfer Doc | 0107800078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 218 S SIXTH ST, SPRING LAKE, NC 28390-3510 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 218 S 6TH ST, SPRING LAKE, NC 28390-3510 |
| Document Number | 0116550691 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 11655/691 |
| Instrument | 1709 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 2, 2020 |
| Property Address | 218 S 6TH ST, SPRING LAKE, NC 28390-3510 |
| Document Number | 0107800078 |
| Book / Page | 010780 / 000078 |
| Instrument Date | May 13, 2020 |
| Instrument | 18783 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 S 6TH ST SPRING LAKE NC 283903510, SPRING LAKE, NC 28390-3510 |
| Document Number | 107800081 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 010780/000081 |
| Instrument | 18784 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 1, 2017 |
| Property Address | 218 S 6TH ST, SPRING LAKE, NC 28390-3510 |
| Document Number | 0101030037 |
| Book / Page | 010103 / 000037 |
| Instrument Date | May 31, 2017 |
| Instrument | 17258 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 S 6TH ST SPRING LAKE NC 283903510, SPRING LAKE, NC 28390-3510 |
| Document Number | 101030040 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 010103/000040 |
| Instrument | 17259 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2047 |
The 2026 property tax bill for 218 S Sixth St was $2,766.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,766.00 | ||
| 2025 | $2,766.00 (+87.53%) | $110,648 (+35.37%) Land $23,000 Building $87,648 | $110,648 (+35.37%) Land $23,000 Building $87,648 |
| 2024 | $1,475.00 (+12.42%) | $81,740 (-) Land $13,000 Building $68,740 | $81,740 (-) Land $13,000 Building $68,740 |
| 2023 | $1,312.00 | $81,740 Land $13,000 Building $68,740 | $81,740 Land $13,000 Building $68,740 |
| 2022 | $1,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 S Sixth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 S Sixth St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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