218 S River St, Montgomery, IL 60538 Property Records

Kane County property record for 218 S River St, Montgomery, IL 60538

Property Summary

Property Type	Vacant Land
Details	4 bd · 1 ba · 1,392 sqft · built 1920
Lot Size	0.188 acres (8,184 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Dec 2023)
Tax Bill	$755 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-32-431-008`

Property Details

APN / Parcel Number

Primary APN	`15-32-431-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,220 sqft
Basement Area	348 sqft

Exterior

Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	218 S RIVER ST
City	MONTGOMERY
State	IL
Zip	60538-1514
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ORIGINAL TOWN OF : MONTGOMERY : LOT 4 BLK 21 LOT DIMENSIONS: 66 X 124 APPROX LOT SQ FT 8184 SUBDIVISION: ORIG TWN MONTGOMERY RANGE CODE: 001
Legal Subdivision	ORIG TWN MONTGOMERY
Legal Block	21
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4021
Census Tract	854002

Owner

218 S River St, vacant land, is owned by two individuals who acquired it in February 2026.

Source: Kane County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1042 N RANDALL RD, AURORA, IL 60506-1934
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Oct 2, 2025	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 1, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2023	Sheriff's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Nov 30, 2023 · Amount on File
Deed Document Number	202342071
Last Transfer Date	Feb 9, 2026
Transfer Doc	0000005682
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 11, 2026
Property Address	218 S RIVER ST, MONTGOMERY, IL 60538-1514
Document Number	0000005682
Instrument Date	Feb 9, 2026
Instrument	2026K005682
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 CHURCH RD, AURORA, IL 60502-8741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N RANDALL RD, AURORA, IL 60506-1934

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2025
Property Address	218 S RIVER ST, MONTGOMERY, IL 60538-1514
Document Number	0000038278
Instrument Date	Sep 23, 2025
Instrument	2025K038278
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 CHURCH RD, AURORA, IL 60502-8741

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 1, 2023
Property Address	218 S RIVER ST, MONTGOMERY, IL 60538-1514
Document Number	0000042071
Instrument Date	Dec 1, 2023
Instrument	2023K042071
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 CONSTELLATION DR, AURORA, IL 60505-1430

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Nov 30, 2023
Property Address	218 S RIVER ST, MONTGOMERY, IL 60538-1514
Document Number	0000041902
Instrument Date	Jul 18, 2023
Instrument	2023K041902
Transaction Type	Foreclosure
Record Updated	Dec 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$94.50
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13700 S JONESPORT CIR, PLAINFIELD, IL 60544-7003

Tax Assessment & Valuation

The 2025 property tax bill for 218 S River St was $755, down 84.3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (-84.31%)	$11,378 (-83%) Land $11,378	$34,148 (-83%) Land $34,148
2024	$4,813.00	$66,927 Land $10,401 Building $56,526	$200,861 Land $31,215 Building $169,646
2022	$4,368.00 (+4.25%)	$54,263 (+7.41%) Land $8,479 Building $45,784	$162,789 (+7.41%) Land $25,437 Building $137,352
2021	$4,190.00	$50,519 Land $7,894 Building $42,625	$151,557 Land $23,682 Building $127,875

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 S River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 S River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

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