218 S 4th St, Howells, NE 68641 Property Records

Colfax County property record for 218 S 4th St, Howells, NE 68641

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 1966
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2021)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`124087000`

Property Details

APN / Parcel Number

Primary APN	`124087000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,168 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	352 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Shed	1 Shed
Shed Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	218 S 4TH ST
City	HOWELLS
State	NE
Zip	68641-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	LOT 4 BLK 16 ORIGINAL TOWN
Legal Block	16
Legal Lot Number	4
Jurisdiction	COLFAX NE
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1123
Census Tract	964600

Owner

Source: Colfax County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	218 S 4TH ST, HOWELLS, NE 68641-3075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	2021-01821
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLFAX NE
Recording Date	Dec 13, 2021
Property Address	218 S 4TH ST, HOWELLS, NE 68641-3075
Document Number	0202101821
Instrument Date	Dec 10, 2021
Instrument	2021-01821
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	TITLE SERVICES GROUP, TITLE SVCS OF SAUNDERS CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$348.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202101822
Date	Dec 13, 2021
Instrument	2021-01822

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLFAX NE
Property Address	218 S 4TH ST, HOWELLS, NE 68641-3075
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900135
Date	Feb 1, 2019
Instrument	2019-00135

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Colfax County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Colfax County
Municipality	Howells Village
Unified School District	Howells-Dodge Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (-1.03%)	$157,825 (+28.95%) Land $5,040 Building $152,785	$157,825 (+28.95%) Land $5,040 Building $152,785
2023	$1,549.00	$122,390 Land $5,040 Building $117,350	$122,390 Land $5,040 Building $117,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	33 (1984–1996)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Aug 1996 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOWELLS serves 567 people · EPA ID NE3103704
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.58 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 1998
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Stealth Broadband Fixed Wireless · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Viaero Wireless Fixed Wireless	100 / 5
CenturyLink DSL	40 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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