218 Rixhaven Dr, Saluda, NC 28773 Property Records

Polk County property record for 218 Rixhaven Dr, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,076 sqft · built 1992
Lot Size	3.32 acres (144,619 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Dec 2021)
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P34-117`

Property Details

APN / Parcel Number

Primary APN	`P34-117`
Alternative APN	`52138`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,076 sqft Finished Area
Basement Area	1,076 sqft
Finished Basement	1,076 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	144,619 sqft (3.32 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52138
Street Address	218 RIXHAVEN DR
City	SALUDA
State	NC
Zip	28773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #4 3.32 ACRES, 0R10 THE FOREST @ RIXHAVEN
Legal Subdivision	THE FOREST RIXHAVEN
Legal Lot Number	4
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2028
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 MUELLER DR, CHARLESTON, SC 29407-3754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	466 / 960
Prior Transfer Date	Mar 3, 2014
Prior Transfer Doc	00405/0969
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	218 RIXHAVEN DR, SALUDA, NC 28773
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00424/1443
Date	Jan 27, 2017
Book Page	424/1443
Instrument	004634960010

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 28, 2021
Property Address	218 RIXHAVEN DR, SALUDA, NC 28773
Document Number	000466/960
Book / Page	466 / 960
Map Reference	FILE B PG 11
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1564 C C RD, 1564, RUTHERFORDTON, NC 28139-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MUELLER DR, CHARLESTON, SC 29407-3754

Mortgage

Document Number	0000466963
Date	Dec 28, 2021
Instrument	466/963

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (+1.3%)	$329,396 (-) Land $38,920 Building $290,476	$329,396 (-) Land $38,920 Building $290,476
2025	$1,919.00 (+37.66%)	$329,396 (+64.04%) Land $38,920 Building $290,476	$329,396 (+64.04%) Land $38,920 Building $290,476
2023	$1,394.00	$200,807 Land $38,920 Building $161,887
2021			$200,807 Land $38,920 Building $161,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10
Windstream DSL	25 / 3

May also be available: AT&T.

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