Anne Arundel County property record for 218 Riverside Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,943 sqft · built 1981 |
| Lot Size | 0.319 acres (13,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2018) |
| Tax Bill | $8,225 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-909-07778700 |
| Primary APN | 03-909-07778700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,943 sqft Living Area |
| Gross Area | 3,423 sqft |
| 1st Floor Area | 1,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,903 sqft (0.319 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 497 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 90907778700 |
|---|---|
| Street Address | 218 RIVERSIDE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 22 PL 1 WINCHESTER ON THE SEVERN |
| Legal Subdivision | WINCHESTER ON THE SEVERN |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 730800 |
218 Riverside Dr is owned and occupied by two individuals who bought it in January 2018.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 RIVERSIDE DR, ANNAPOLIS, MD 21409-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 10, 2020 | Deed of Trust, Mortgage APEX HM LNS |
| Jan 2, 2018 | Grant Deed, Transfer · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on File |
| Deed Sale | Jan 2, 2018 · Amount on File |
| Prior Sale | Feb 11, 2003 |
| Deed Document Number | 201831717-399 |
| Prior Transfer Date | Dec 28, 2017 |
| Prior Transfer Doc | 0031717399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 218 RIVERSIDE DR, ANNAPOLIS, MD 21409-5813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0387910200 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 38791/200 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 218 RIVERSIDE DR, ANNAPOLIS, MD 21409-5813 |
| Document Number | 0344450114 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | HOMELAND TITLE AND ESCROW INC, HOMELAND TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 218 RIVERSIDE DR ANNAPOLIS MD 214095813, ANNAPOLIS, MD 21409-5813 |
| Document Number | 0344450114 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 034445/000114 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 2, 2018 |
| Property Address | 218 RIVERSIDE DR, ANNAPOLIS, MD 21409-5813 |
| Document Number | 0317170399 |
| Book / Page | 031717 / 000399 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 218 RIVERSIDE DR ANNAPOLIS MD 214095813, ANNAPOLIS, MD 21409-5813 |
| Document Number | 317170427 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 031717/000427 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Number | 317170409, |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 031717/000409 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 218 Riverside Dr was $8,225 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,333 | $900,100 Land $529,500 Building $370,600 | |
| 2025 | $8,225.00 | ||
| 2023 | $7,465.00 Homeowner's exemption | $683,667 | $687,800 Land $417,100 Building $270,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures