218 River Dr, Copperhill, TN 37317 Property Records

Polk County property record for 218 River Dr, Copperhill, TN 37317

Property Summary

Property Type	Single Family Home
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Feb 2022)
Tax Bill	$388 (2025)
Deeds & Mortgages	Feb 2022 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`136B-A-004.00`

Property Details

APN / Parcel Number

Primary APN	`136B-A-004.00`
Alternative APNs	`03136BA136B00400` `070136B A 00400`

Exterior

Lot Area	35,719 sqft (0.82 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	218 RIVER DR
City	COPPERHILL
State	TN
Zip	37317-4281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RETREAT ON THE OCOEE PB: 11 PG: 87 LOT: 4
Legal Subdivision	THE RETREAT ON THE OCOEE
Legal Lot Number	4
Jurisdiction	POLK TN
Township / Civil Division	3
Census Block Group	3
Census Block	3053
Census Tract	950400

Owner

218 River Dr is owned by two individuals who bought it in February 2022.

Source: Polk County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 525, TRENTON, FL 32693-0525
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer
Mar 26, 2020	Warranty Deed, Transfer OCOEE DEV INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	2022550
Deed Book / Page	337 / 409
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 22, 2022
Property Address	218 RIVER DR, COPPERHILL, TN 37317-4281
Document Number	0WD337/409
Book / Page	WD337 / 409
Map Reference	MB 11 PG 87
Instrument Date	Feb 15, 2022
Instrument	22000550
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$323.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 525, TRENTON, FL 32693-0525

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Mar 26, 2020
Property Address	218 RIVER DR, COPPERHILL, TN 37317-4281
Document Number	0000000671
Book / Page	000321 / 000358
Instrument Date	Mar 11, 2020
Instrument	671
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1110 COPPERHILL TN 373171110, COPPERHILL, TN 37317-1110

Mortgage

Document Number	672
Date	Mar 26, 2020
Book Page	000522/000286
Instrument	672

Lender

Name	OCOEE DEV INC
Address	751 STONE BRIDGE RUN, MARIETTA, GA 30064-4758

Agreement

Amount	Amount on Record
Term	84 Months
Due	Mar 25, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 218 River Dr was $388.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00	$22,950 (-) Land $22,950	$91,800 Land $91,800
2024	$388.00	$22,950 (-) Land $22,950
2023	$388.00 (-32.76%)	$22,950 (-) Land $22,950	$91,800 (-) Land $91,800
2022	$577.00	$22,950 Land $22,950	$91,800 Land $91,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 River Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2013–2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 River Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 91% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Dr

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