218 Rail Ave, Sebring, FL 33870 Property Records

Highlands County property record for 218 Rail Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 2022
Lot Size	0.24 acres (10,433 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Oct 2022)
Tax Bill	$3,942 (2024)
Deeds & Mortgages	Feb 2022 Construction Loan Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-26-34-28-020-0000-8650`

Property Details

APN / Parcel Number

Primary APN	`C-26-34-28-020-0000-8650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,662 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,433 sqft (0.24 acres)
Lot Dimensions	161 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	448 sqft
Driveway	Driveway
Driveway Area	799 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 RAIL AVE
City	SEBRING
State	FL
Zip	33870-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6 PG 2 LOT 865
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	865
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1011
Census Tract	960602

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 RAIL AVE, SEBRING, FL 33870-6729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK
Oct 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 25, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 14, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Document Number	20222121049
Deed Book / Page	2938 / 183
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	0002084508
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	218 RAIL AVE, SEBRING, FL 33870-6729
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 MYRTLE BEACH DR, SEBRING, FL 33872-1767

Mortgage

Document Number	0002077126
Date	Feb 8, 2022
Book Page	2883/280
Instrument	2077126

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Aug 1, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 26, 2022
Property Address	218 RAIL AVE, SEBRING, FL 33870-6729
Document Number	0002121049
Book / Page	2938 / 183
Map Reference	MB 6 PG 2
Instrument Date	Oct 19, 2022
Instrument	2121049
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,082.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5049 MYRTLE BEACH DR, SEBRING, FL 33872-1767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 RAIL AVE, SEBRING, FL 33870-6729

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 25, 2022
Property Address	218 RAIL AVE, SEBRING, FL 33870-6729
Document Number	0002084508
Book / Page	2893 / 610
Map Reference	MB 6 PG 2
Instrument Date	Mar 25, 2022
Instrument	2084508
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 MYRTLE BEACH DR, SEBRING, FL 33872-1767

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 14, 2021
Property Address	218 RAIL AVE, SEBRING, FL 33870-6729
Document Number	0002053479
Book / Page	2850 / 1590
Map Reference	MB 6 PG 2
Instrument Date	Sep 7, 2021
Instrument	2053479
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 MYRTLE BEACH DR, SEBRING, FL 33872-1767

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,266 (-3.7%) Land $17,062 Building $242,204	$259,266 (-3.7%) Land $17,062 Building $242,204
2024	$3,942.00 (+1.99%)	$269,214 (+4.11%) Land $17,062 Building $252,152	$269,214 (+4.11%) Land $17,062 Building $252,152
2023	$3,865.00 (+896.13%)	$258,585 (+2,425.74%) Land $13,650 Building $244,935	$258,585 (+2,425.74%) Land $13,650 Building $244,935
2022	$388.00	$10,238 Land $10,238	$10,238 Land $10,238

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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