218 Planetree Dr, Belmont, NC 28012 Property Records

Gaston County property record for 218 Planetree Dr, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 2017
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jun 2018)
Tax Bill$3,983 (2026)
Deeds & MortgagesFeb 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227260

Property Details

APN / Parcel Number

Primary APN227260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,508 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address218 PLANETREE DR
CityBELMONT
StateNC
Zip28012-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANETREE DR TRACT A 04 005 030 00 000
Legal TractA
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2002
Census Tract32302

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address218 PLANETREE DR, BELMONT, NC 28012-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jun 28, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Deed Book / Page4985 / 1021
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address218 PLANETREE DR, BELMONT, NC 28012-3202
Document Number0051020001
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedMar 5, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 LANETREE DR BELMONT NC 28012, BELMONT, NC 28012

Mortgage

Document Number0051020001
DateFeb 19, 2020
Book Page005102/000001
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 18, 2045

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 28, 2018
Property Address218 PLANETREE DR, BELMONT, NC 28012-3202
Document Number0049851021
Book / Page004985 / 001021
Instrument DateJun 28, 2018
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 PLANETREE DR BELMONT NC 280123202, BELMONT, NC 28012-3202

Mortgage

Document Number49851024
DateJun 28, 2018
Book Page004985/001024
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, MI 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,983.00 (-1.02%)$377,930 (-) Land $30,000 Building $347,930
2023$4,024.00$377,930 Land $30,000 Building $347,930
2021$242,510 Land $22,500 Building $220,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimAug 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELMONT
serves 17,477 people · EPA ID NC0136015
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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