218 Overbrook Rd, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 218 Overbrook Rd, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1940
Lot Size	0.205 acres (8,940 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,552 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-3-013-034.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-3-013-034.000`
Alternative APNs	`28043013034000RR00` `358686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,940 sqft (0.205 acres)
Lot Dimensions	149 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358686
Old Parcel Number	28043013034000RR00
Street Address	218 OVERBROOK RD
City	MOUNTAIN BRK
State	AL
Zip	35213-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 21-A WELLS OVERBROOK ROAD RESUR PB 208 PG 73
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Quarter	SW
Legal Subdivision	WELLS OVERBROOK RE 28-4-3
Legal Lot Number	21-A
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2004
Census Tract	10802

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional with PMI SERVISFIRST BK
Jun 28, 2018	Loan Modification, Mortgage SERVISFIRST BK
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2002
Deed Sale	Aug 16, 2002
Prior Sale	Aug 16, 2002
Deed Document Number	2002113094
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	218 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4318
Document Number	0000118966
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 OVERBROOK RD MOUNTAIN BROOK AL 352134318, MOUNTAIN BROOK, AL 35213-4318

Mortgage

Document Number	0000118966
Date	Oct 19, 2020
Instrument	118966

Lender

Name	SERVISFIRST BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON AL
Property Address	218 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4318
Document Number	0000078918
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 OVERBROOK RD MOUNTAIN BROOK AL 352134318, MOUNTAIN BROOK, AL 35213-4318

Mortgage

Document Number	0000078918
Date	Jul 30, 2018
Instrument	78918

Lender

Name	SERVISFIRST BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	218 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4318
Document Number	0000087599
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 OVERBROOK RD MOUNTAIN BROOK AL 352134318, MOUNTAIN BROOK, AL 35213-4318

Mortgage

Document Number	0000087599
Date	Aug 24, 2017
Instrument	87599

Lender

Name	SERVISFIRST BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,552.00 (+14.91%) Homeowner's exemption	$60,600 (+6.99%)	$708,500 (+25.09%) Land $546,300 Building $162,200
2023		$56,640 Land $42,500 Building $14,140	$566,400 Land $425,000 Building $141,400
2022	$5,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 units insured incl. 8 condo units
Nearby Flood Claims	45 (1979–2023)
Claims Outside the SFHA	27 of 45
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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