218 Ocala Dr, Loda, IL 60948 Property Records

Iroquois County property record for 218 Ocala Dr, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,401 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2018)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36 20 308 002`

Property Details

APN / Parcel Number

Primary APN	`36 20 308 002`

Exterior

Lot Area	7,401 sqft (0.169 acres)

Location & Zoning

Street Address	218 OCALA DR
City	LODA
State	IL
Zip	60948-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYLES LAKE SD LT 18 & NW TRI LT 16 BLK 2
Legal Subdivision	BAYLES LAKE SD
Legal Tract	16,I
Legal Block	2
Legal Lot Number	16,18
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3089
Census Tract	950700

Owner

218 Ocala Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Iroquois County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 OCALA DR, LODA, IL 60948-9748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FREDERICK COMMUNITY BANK
Sep 17, 2018	Warranty Deed, Transfer · Line of Credit THE FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Deed Document Number	20182894
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	218 OCALA DR, LODA, IL 60948-9748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R3077
Date	Oct 21, 2019
Instrument	19R3077

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank
Address	PAXTON, IL 60957

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate	4%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 17, 2018
Property Address	218 OCALA DR, LODA, IL 60948-9748
Document Number	18R2894
Map Reference	MB B PG 7
Instrument Date	Sep 14, 2018
Instrument	18R2894
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 OCALA DR, 228, LODA, IL 60948-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 OCALA DR, LODA, IL 60948-9748

Mortgage

Document Number	18R2895
Date	Sep 17, 2018
Instrument	18R2895

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 14, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 218 Ocala Dr was $2,438 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00	$38,760 Land $13,060 Building $25,700	$116,280 Land $39,180 Building $77,100
2022	$1,941.00 Homeowner's exemption	$31,550 Land $10,630 Building $20,920	$94,650 Land $31,890 Building $62,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 Ocala Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Ocala Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE IROQUOIS ASSOCIATION private · serves 800 people · EPA ID IL0755200
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Pavlov Media, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocala Dr

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