218 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 218 N West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,627 sqft · built 2022
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Mar 2022)
Tax Bill	$20,335 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-232-029`

Property Details

APN / Parcel Number

Primary APN	`05-17-232-029`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	3,709 sqft
Basement Area	1,082 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	218 N WEST ST
City	WHEATON
State	IL
Zip	60187-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLEY PLACE SUB ALL
Legal Subdivision	WESLEY PLACE SUB
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1043
Census Tract	842500

Owner

218 N West St is owned and occupied by two individuals who acquired it in October 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 N WEST ST, WHEATON, IL 60187-5064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST SUBURBAN BANK
Mar 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2017	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Oct 17, 2019	Correction Deed, Construction Loan · Line of Credit WEST SUBURBAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Deed Document Number	202231156
Last Transfer Date	Oct 17, 2022
Transfer Doc	0000095717
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 21, 2022
Property Address	218 N WEST ST, WHEATON, IL 60187-5064
Document Number	0000095717
Map Reference	DOC R2016-105394
Instrument Date	Oct 17, 2022
Instrument	R2022-095717
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 N WEST ST, WHEATON, IL 60187-5064
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	218 N WEST ST, WHEATON, IL 60187-5064
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094395
Date	Oct 17, 2019
Instrument	R2019-094395

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 25, 2022
Property Address	218 N WEST ST, WHEATON, IL 60187-5064
Document Number	0000031156
Map Reference	DOC R2016-105394
Instrument Date	Mar 3, 2022
Instrument	R2022-031156
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 N WEST ST, WHEATON, IL 60187-5064
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031157
Date	Mar 25, 2022
Instrument	R2022-031157

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 18, 2017
Property Address	218 N WEST ST, WHEATON, IL 60187-5064
Document Number	0000072213
Instrument Date	Jul 11, 2017
Instrument	72213
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	202 N WEST ST WHEATON IL 60187, WHEATON, IL 60187

October 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 17, 2019
Property Address	218 N WEST ST, WHEATON, IL 60187-5064
Instrument Date	Sep 8, 2016
Instrument	94394
Transaction Type	Construction Loan
Record Updated	Nov 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 N WEST ST WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number	0000094394
Date	Oct 17, 2019
Instrument	94394

Lender

Name	WEST SUBURBAN BK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 218 N West St was $20,335 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,335.00	$343,736 Land $40,098 Building $303,638	$1,031,208 Land $120,294 Building $910,914
2022	$16,274.00	$32,160 Land $32,160	$96,480 Land $96,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 N West St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 N West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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