218 N Smith Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 218 N Smith Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,500 (Jun 2004)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Mar 2020 Second Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-15-300-001-11`

Property Details

APN / Parcel Number

Primary APN	`006-15-300-001-11`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	218 N SMITH RD
City	OWOSSO
State	MI
Zip	48867-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T7N R2E COM AT PT ON W SEC LN WHICH IS S ALG W SEC LN 1602.22 FT FROM W 14 POST OF SEC CONTINUING S 200 FT S8918'30!E
Legal Range	02E
Legal Township	07N
Legal Section	15
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2010
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 N SMITH RD, OWOSSO, MI 48867-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on Record
Deed Sale	Jun 28, 2004 · Amount on Record
Deed Document Number	20043124497
Deed Book / Page	1062 / 850
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	218 N SMITH RD, OWOSSO, MI 48867-8116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012670131
Date	Mar 23, 2020
Book Page	1267/131
Instrument	3330774

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 15, 2025

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	218 N SMITH RD, OWOSSO, MI 48867-8116
Document Number	0012610690
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 N SMITH RD OWOSSO MI 488678116, OWOSSO, MI 48867-8116

Mortgage

Document Number	0012610690
Date	Oct 2, 2019
Book Page	001261/000690
Instrument	3325257

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+5%)	$335,800 (+5%)
2025	$3,383.00 (+2.7%) Homeowner's exemption	$159,900 (+10.12%)	$319,800 (+10.12%)
2024	$3,294.00 (+5.48%)
2023	$3,123.00 Homeowner's exemption	$145,200	$290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Frontier, Verizon.

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