218 N Oak St, Mize, MS 39116 Property Records

Smith County property record for 218 N Oak St, Mize, MS 39116

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1920
Owner	2 Individual Names on File
Tax Bill	$573 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`201A-01-B-028`

Property Details

APN / Parcel Number

Primary APN	`201A-01-B-028`
Alternative APNs	`010134` `10134`

Interior

Total Rooms	5 Rooms
Building Area	1,980 sqft Adjusted Area
1st Floor Area	1,858 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Utility Building	198 sqft

Location & Zoning

Account Number	10134
Street Address	218 N OAK ST
City	MIZE
State	MS
Zip	39116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 16
Legal Range	16W
Legal Township	10N
Legal Section	01
Legal Block	16
Legal Lot Number	4
Jurisdiction	SMITH MS
Township / Civil Division	3
Census Block Group	1
Census Block	1014
Census Tract	950201

Owner

218 N Oak St is owned and occupied by two individuals.

Source: Smith County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 N OAK ST, MIZE, MS 39116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Mar 19, 2025	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Recording Date	Jul 7, 2026
Property Address	218 N OAK ST, MIZE, MS 39116
Document Number	0000001579
Book / Page	714 / 1245
Instrument Date	Jun 5, 2026
Instrument	20261579
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SCR 43, MOUNT OLIVE, MS 39119-5588

Mortgage

Document Number	0000001579,
Date	Jul 7, 2026
Book Page	714/1245
Instrument	20261579

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 5, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Property Address	218 N OAK ST, MIZE, MS 39116
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00687/1464
Date	Nov 16, 2023
Book Page	687/1464
Instrument	202302885

Lender

Name	PEOPLES BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Property Address	218 N OAK ST, MIZE, MS 39116
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000699/962
Date	Mar 19, 2025
Book Page	699/962
Instrument	202500632

Lender

Name	PEOPLES BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 218 N Oak St was $573 with a homeowner's exemption, down 36.8% from the year before.

Source: Smith County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Smith County
Municipality	Mize Town
Unified School District	Smith County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00 (-36.75%) Homeowner's exemption	$6,376	$63,570 Land $7,500 Building $56,070
2024	$906.00
2023		$4,652	$46,340 Land $7,500 Building $38,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 N Oak St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 N Oak St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIZE serves 568 people · EPA ID MS0650004
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: T-Mobile, TEC.

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