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218 N Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 218 N Main St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 972 sqft · built 1836
Lot Size0.12 acres (5,187 sqft)
OwnerCompany Name on Record
Tax Bill$1,954 (2025)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-25-233-007-000

Property Details

APN / Parcel Number

Primary APN07-25-233-007-000
Alternative APN
  • 07250820100600 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area972 sqft

Exterior

Year BuiltBuilt 1836
Effective Year BuiltEffective 1836
Construction TypeFrame
Foundation TypeRaised
Lot Area5,187 sqft (0.12 acres)
Lot Dimensions151 ft deep x 38 ft wide
Patio Area288 sqft
Shed1 Shed
Shed Area144 sqft

Location & Zoning

Street Address218 N MAIN ST
CityWATERLOO
StateIL
Zip62298-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWB3
Legal DescriptionLOT 17 DITCHS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionDITCHS ADD
Legal Lot Number17
JurisdictionMONROE IL
Township / Civil Division31
Census Block Group1
Census Block1036
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address216 N MAIN ST, WATERLOO, IL 62298-1248
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 11, 2018
Transfer Doc0000397785
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateSep 11, 2018
Property Address218 N MAIN ST, WATERLOO, IL 62298-1248
Document Number0000397785
Instrument DateSep 11, 2018
Instrument397785
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address273 N MAIN ST WATERLOO IL 622981245, WATERLOO, IL 62298-1245

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,954.00 (+7.36%)$31,790 (+7.33%) Land $15,700 Building $16,090$95,370 (+7.33%) Land $47,100 Building $48,270
2024$1,820.00
2022$29,620 Land $14,730 Building $14,890$88,860 Land $44,190 Building $44,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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