218 Mount Oak Pl, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 218 Mount Oak Pl, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,900 sqft · built 2016
Lot Size	4.28 acres (186,437 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2015)
Tax Bill	$9,036 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-000-90222585`

Property Details

APN / Parcel Number

Primary APN	`03-000-90222585`
Alternative APNs	`3-000-90222585` `00090222585`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,900 sqft Living Area
Gross Area	4,716 sqft
1st Floor Area	1,958 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	186,437 sqft
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090222585
Street Address	218 MT OAK PL
City	ANNAPOLIS
State	MD
Zip	21409-5868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 MOUNT OAK ADDITION
Legal Subdivision	MOUNT OAK ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2026	Deed of Trust, Mortgage · Loan Assumption CAPITAL BANK NA
Mar 15, 2022	Intrafamily Transfer, Transfer
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
May 8, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Deed Book / Page	28551 / 331
Last Transfer Date	Apr 11, 2025
Transfer Doc	0413000049
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2026
Property Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Document Number	4231000038
Book / Page	42310 / 38
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868

Mortgage

Document Number	0421140080
Date	Feb 26, 2026
Book Page	42114/80

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	183 Months
Due	May 1, 2041

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 15, 2022
Property Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Document Number	0384790226
Book / Page	38479 / 226
Map Reference	MB 298 PG 7 PL 15433
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368380140
Date	May 24, 2021
Book Page	36838/140

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	218 MT OAK PL, ANNAPOLIS, MD 21409-5868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331150282
Date	May 8, 2019
Book Page	33115/282

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$862,967 (+5.62%)	$908,900 (-) Land $297,500 Building $611,400
2025	$9,036.00 (+1.99%)	$817,033 (+8.43%)	$908,900 (+17.87%) Land $297,500 Building $611,400
2024	$8,860.00 (+8.47%)
2023	$8,168.00 Homeowner's exemption	$753,533	$771,100 Land $271,500 Building $499,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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