218 McClain St, Gainesville, TX 76240 Property Records

Cooke County property record for 218 McClain St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,479 sqft · built 1940
Lot Size0.158 acres (6,861 sqft)
OwnerIndividual Name on File
Last Sale$121,300 (Jan 2020)
Tax Bill$1,954 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2300-074-00003

Property Details

APN / Parcel Number

Primary APN2300-074-00003
Alternative APN
  • 16340

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,479 sqft Living Area
Gross Area3,077 sqft
1st Floor Area1,479 sqft
2nd Floor Area418 sqft
Media RoomMedia Room
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,861 sqft (0.158 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area418 sqft
Storage Building136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2300-074-00003
Street Address218 MCCLAIN ST
CityGAINESVILLE
StateTX
Zip76240-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAINESVILLE ADDN; BLOCK 74; TR 3
Legal SubdivisionGAINESVILLE ADDN
Legal Tract3
Legal Block74
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3027
Census Tract500

Owner

Source: Cooke County records · APN 2300-074-00003

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address218 MCCLAIN ST, GAINESVILLE, TX 76240-3238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Vendor's Lien, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jan 03, 2017Vendor's Lien, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2020 · Amount on Record
Deed SaleJan 22, 2020 · Amount on Record
Prior SaleJul 10, 2019 · Amount on Record
Deed Document Number2020562
Deed Book / Page2307 / 625
Record UpdatedSep 20, 2026

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJan 22, 2020
Property Address218 MCCLAIN ST, GAINESVILLE, TX 76240-3238
Document Number2307/625
Book / Page2307 / 625
Instrument DateJan 22, 2020
Instrument2020-00562
Transaction TypeTransfer
Record UpdatedNov 09, 2021

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 MCCLAIN ST, GAINESVILLE, TX 76240-3238

Mortgage

Document Number202000563
DateJan 22, 2020
Instrument2020-00563
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJan 03, 2017
Property Address218 MCCLAIN ST, GAINESVILLE, TX 76240-3238
Document Number2109/495
Book / Page2109 / 495
Instrument DateDec 29, 2016
Instrument00071102
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 LAKECREST DR, 11220, SANGER, TX 76266-3443

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 MCCLAIN ST, GAINESVILLE, TX 76240-3238

Mortgage

Document Number00071103
DateJan 03, 2017
Instrument00071103
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,954.00 (+2.79%) Homeowner's exemption$160,183 (+21%) Land $30,797 Building $134,872$165,669 (+19.3%) Land $30,797 Building $134,872
2024$1,901.00 (-13.98%)
2023$132,383 Land $25,653 Building $113,215$138,868 Land $25,653 Building $113,215
2022$2,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970005003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims8 (1989–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimApr 2009, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Nortex CommunicationsFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
ElektraFiFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AMG Technology Investment Group, T-Mobile USA, Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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