218 Mathews Dr, Gilbert, IA 50105 Property Records

Story County property record for 218 Mathews Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 2,984 sqft · built 1900
Lot Size	0.545 acres (23,760 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (May 2022)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-205-100`

Property Details

APN / Parcel Number

Primary APN	`05-09-205-100`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	7 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,545 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,760 sqft (0.545 acres)
Lot Dimensions	297 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	1,569 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 MATHEWS DR
City	GILBERT
State	IA
Zip	50105-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION:09 TOWNSHIP:84 RANGE:24 W80' E20 R W40 R N20 R NW NE (COMM 330' E NW COR NE SEC 9 S330' E80' N330' W TO BEG) GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	50509
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

218 Mathews Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Apr 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Deed Document Number	20224533
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003862
Date	Apr 28, 2017
Instrument	2017-00003862

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201910157
Date	Oct 28, 2019
Instrument	2019-10157

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003863
Date	Apr 28, 2017
Instrument	2017-00003863

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 1, 2022

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 11, 2022
Property Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Document Number	0202204533
Instrument Date	May 6, 2022
Instrument	2022-04533
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 MATHEWS DR, GILBERT, IA 50105-7716
Investor	Possibly a Property Investor

Mortgage

Document Number	0202204534
Date	May 11, 2022
Instrument	2022-04534

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 218 Mathews Dr was $7,430, up 8.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00 (+8.75%)	$425,800 Land $57,600 Building $368,200	$425,800 Land $57,600 Building $368,200
2024	$6,832.00
2023		$357,000 Land $51,400 Building $305,600	$403,410
2022	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Mathews Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Mathews Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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