Naugatuck Borough property record for 218 Margaret Cir, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,215 sqft · built 1964 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,279 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-3000 |
| Primary APN | 073-3000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 5,900 sqft |
| 1st Floor Area | 2,215 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 73-3000 |
|---|---|
| Street Address | 218 MARGARET CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-5014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Lot Number | 3000 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 345202 |
218 Margaret Cir is owned and occupied by an individual.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 MARGARET CIR, NAUGATUCK, CT 06770-5014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage EVERETT FINANCIAL INC |
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Apr 7, 2026 |
| Property Address | 218 MARGARET CIR, NAUGATUCK, CT 06770-5014 |
| Document Number | 001179-645 |
| Book / Page | 1179 / 645 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 MARGARET CIR, NAUGATUCK, CT 06770-5014 |
| Document Number | 1179000645, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1179/645 |
| Name | EVERETT FINANCIAL INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 709 Months |
| Due | May 1, 2085 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Apr 7, 2026 |
| Property Address | 218 MARGARET CIR, NAUGATUCK, CT 06770-5014 |
| Document Number | 001179-659 |
| Book / Page | 1179 / 659 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 MARGARET CIR, NAUGATUCK, CT 06770-5014 |
| Document Number | 1179000659, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1179/659 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 709 Months |
| Due | May 1, 2085 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 218 Margaret Cir was $9,279, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,279.00 (+1.63%) | $229,460 (-) Land $32,760 Building $196,700 | $396,203 (+146.67%) |
| 2025 | $9,130.00 | $229,460 Land $32,760 Building $196,700 | $160,622 Land $22,932 Building $137,690 |
| 2024 | $9,130.00 (-11.08%) | ||
| 2023 | $10,268.00 (+35.35%) | $229,460 (+44.43%) Land $32,760 Building $196,700 | |
| 2022 | $7,586.00 | $158,870 Land $34,940 Building $123,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Margaret Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 Margaret Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 96% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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