218 Main St, Paonia, CO 81428 Property Records

Delta County property record for 218 Main St, Paonia, CO 81428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 725 sqft · built 1912
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$509 (2025)
Deeds & MortgagesMar 2024 Transfer
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR023732

Property Details

APN / Parcel Number

Primary APNR023732
Alternative APN
  • 324506177002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Building Area725 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1955
Architectural StyleBungalow
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR023732
Street Address218 MAIN ST
CityPAONIA
StateCO
Zip81428-5054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description218 MAIN AVE PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: ORIGINAL PAONIA BLOCK: 6 LOT: 8 AND:- LOT: 9 AND:- LOT: 10 TOTAL 0.23 AC+- L & L PROPERTIES LLC / MARTIN A CRONK BA. LOT 8 REPLAT OF LOTS 7 & 8 BLOCK 6 AND LOTS 9 & 10 BLOCK 6 ORIGINAL TOWN OF
Legal SubdivisionORIGINAL PAONIA
Legal Block6
Legal Lot Number8
JurisdictionDELTA CO
Township / Civil DivisionPAONIA
Census Block Group4
Census Block4004
Census Tract964600

Owner

218 Main St is owned and occupied by two individuals who acquired it in March 2024.

Source: Delta County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address218 MAIN ST, PAONIA, CO 81428-5054
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Intrafamily Transfer, Transfer
Apr 10, 2018Deed of Trust, Mortgage
THE HOUSING AUTHORITY OF THE CITY
Sep 20, 2019Deed of Trust, Mortgage · Commercial Mortgage
HOUSING AUTHORITY OF THE CITY OF DELTA O

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 20, 2024
Transfer Doc0000751952
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELTA CO
Recording DateMar 20, 2024
Property Address218 MAIN ST, PAONIA, CO 81428-5054
Document Number0000751952
Instrument DateMar 20, 2024
Instrument751952
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address218 MAIN STRETE, PAONIA, CO 81428-5054

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address218 MAIN ST, PAONIA, CO 81428-5054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number702631
DateApr 10, 2018
Instrument702631
Lender
NameTHE HOUSING AUTHORITY OF THE CITY
TypeGovernment Agency
AddressDELTA, CO 81416
Agreement
AmountAmount on Record
Term2 Months
DueJun 1, 2018
Interest
Rate2%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address218 MAIN ST, PAONIA, CO 81428-5054
Transaction TypeMortgage
Record UpdatedOct 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number713834
DateSep 20, 2019
Instrument713834
Lender
NameHOUSING AUTHORITY OF THE CITY OF DELTA O
TypeGovernment Agency
AddressDELTA, CO 81416
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 218 Main St was $509, up 136.7% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityPaonia Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$509.00 (+136.74%)$13,056 (+122.42%) Land $6,625 Building $6,431$208,897 Land $106,000 Building $102,897
2024$215.00 (+4.37%)$5,870 (-) Land $2,470 Building $3,400
2023$206.00 (-16.6%)$5,870 (-14.29%) Land $2,470 Building $3,400$87,602 (-11.1%) Land $36,859 Building $50,743
2022$247.00$6,849 Land $2,433 Building $4,416$98,539 Land $35,000 Building $63,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–1992)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PAONIA DOMESTIC WATER COMPANY
serves 57 people · EPA ID CO0115838
Water SourcePurchased surface water from TOWN OF PAONIA
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jun 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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