Oxford County and Lovell Town property record for 218 Main St, Lovell, ME 04051
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | LOVE M:U02 L:015 |
| Primary APN | LOVE M:U02 L:015 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|
| Account Number | 966 |
|---|---|
| Street Address | 218 MAIN ST |
| City | LOVELL |
| State | ME |
| Zip | 04051-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 15 |
| Jurisdiction | LOVELL ME |
| Township / Civil Division | LOVELL |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 966600 |
218 Main St is owned and occupied by two individuals.
Source: Oxford County and Lovell Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 MAIN ST, LOVELL, ME 04051-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOVELL ME |
| Property Address | 218 MAIN ST, LOVELL, ME 04051 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004607 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 5751/320 |
| Instrument | 4607 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 218 Main St was $384, down 78.7% from the year before.
Source: Oxford County and Lovell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Lovell Town |
| Unified School District | School Administrative District 72 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $384.00 (-78.73%) | $73,800 (-53.79%) Land $18,600 Building $55,200 |
| 2024 | $1,805.00 (+26.76%) | $159,700 (+19.98%) Land $18,500 Building $141,200 |
| 2023 | $1,424.00 (+16.43%) | $133,100 (+8.83%) Land $18,500 Building $114,600 |
| 2022 | $1,223.00 | $122,300 Land $18,500 Building $103,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 218 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (1998–2023) |
| Most Recent Claim | Apr 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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