Effingham County property record for 218 Loubern Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,884 sqft · built 1990 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,746 (2025) |
| Deeds & Mortgages | Jan 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03760-006-000 |
| Primary APN | 03760-006-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,884 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9977 |
|---|---|
| Street Address | 218 LOUBERN RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | 1.95 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30403 |
218 Loubern Rd is owned and occupied by an individual who acquired it in February 1999.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 LOUBERN RD, GUYTON, GA 31312-6135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 1999 |
| Deed Sale | Feb 22, 1999 |
| Deed Book / Page | 550 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 218 LOUBERN RD, GUYTON, GA 31312-6135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002329/267 |
|---|---|
| Date | Jan 28, 2016 |
| Book Page | 2329/267 |
| Instrument | 000572 |
| Name | GEORGIA UNITED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 228 Months |
| Due | Feb 1, 2035 |
The 2025 property tax bill for 218 Loubern Rd was $2,746 with a homeowner's exemption, up 10.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,462 (+1.13%) Land $49,743 Building $52,719 | $256,154 (+1.13%) Land $124,357 Building $131,797 | |
| 2025 | $2,746.00 (+10.9%) Homeowner's exemption | $101,315 (+25.04%) Land $49,743 Building $51,572 | $253,287 (+25.04%) Land $124,357 Building $128,930 |
| 2024 | $2,476.00 (+35.97%) Homeowner's exemption | $81,027 (+6.75%) Land $34,664 Building $46,363 | $202,568 (+6.75%) Land $86,660 Building $115,908 |
| 2023 | $1,821.00 (-15.07%) Homeowner's exemption | $75,903 (+16.56%) Land $34,664 Building $41,239 | $189,757 (+16.56%) Land $86,660 Building $103,097 |
| 2022 | $2,144.00 Homeowner's exemption | $65,121 Land $23,882 Building $41,239 | $162,801 Land $59,704 Building $103,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Loubern Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Loubern Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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