Flathead County property record for 218 Lakeshore Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 1978 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,685 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0773963 |
| Primary APN | R0773963 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Basement Area | 1,698 sqft |
| Finished Basement | 1,698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000551099 |
|---|---|
| Street Address | 218 LAKESHORE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LAKE SHORE HTS 2, S23, T28 N, R22 W, LOT 039 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 23 |
| Legal Subdivision | LAKE SHORE HTS 2 |
| Legal Lot Number | 39 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 802 |
218 Lakeshore Dr is owned and occupied by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Transfer on Death Deed, Transfer |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 29, 2022 |
| Property Address | 218 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Document Number | 202200008078 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202200008078 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 YELLOWSTONE ST, KALISPELL, MT 59901-3455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 218 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000042166 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 202000042166 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 218 Lakeshore Dr was $2,685.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,685.00 | $666,100 | |
| 2025 | $666,100 Land $123,100 Building $543,000 | ||
| 2023 | $5,339.00 | $634,800 | $634,800 Land $72,600 Building $562,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Lakeshore Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Lakeshore Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESHORE HEIGHTS HOA private · serves 100 people · EPA ID MT0001743 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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