Amador County property record for 218 Kern St, Jackson, CA 95642
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,456 sqft · built 1990 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $499,000 (May 2022) |
| Tax Bill | $5,282 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-353-006-000 |
| Primary APN | 020-353-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Built-in |
| Garage Area | 376 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 218 KERN ST |
|---|---|
| City | JACKSON |
| State | CA |
| Zip | 95642-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | LOT 3 OGRADY HEIGHTS |
| Legal Subdivision | OGRADY HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 500 |
Source: Amador County records · APN 020-353-006-000
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 218 KERN ST, JACKSON, CA 95642-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| May 24, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | Feb 10, 2016 · Amount on Record |
| Deed Document Number | 20224663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 218 KERN ST, JACKSON, CA 95642-2518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 218 KERN ST, JACKSON, CA 95642-2518 |
| Document Number | 0000008516 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0008516 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | May 24, 2022 |
| Property Address | 218 KERN ST, JACKSON, CA 95642-2518 |
| Document Number | 0000004663 |
| Map Reference | MB 3 PG 83 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022-0004663 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WESTERN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 218 KERN ST, JACKSON, CA 95642-2518 |
| Document Number | 0000004664 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-0004664 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Jackson City |
| Unified School District | Amador County Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,131 (+2%) Land $97,418 Building $442,713 | ||
| 2025 | $5,282.00 (+3.98%) Homeowner's exemption | $529,541 (+4.04%) Land $95,508 Building $434,033 | |
| 2024 | $515,880 | ||
| 2023 | $5,080.00 (+36.3%) Homeowner's exemption | $508,980 Land $91,800 Building $417,180 | |
| 2022 | $3,727.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1997–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF JACKSON serves 5,079 people |
|---|---|
| Water Source | Purchased surface water from AWA, TANNER |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2009 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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