218 Kearney Dr, Joppa, MD 21085 Property Records

Harford County property record for 218 Kearney Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1982
Lot Size	0.222 acres (9,656 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Oct 1989)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-133438`

Property Details

APN / Parcel Number

Primary APN	`01-133438`
Alternative APNs	`1133438` `133438`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,656 sqft (0.222 acres)
Lot Dimensions	136 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	133438
Street Address	218 KEARNEY DR
City	JOPPA
State	MD
Zip	21085-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 8 71/71X136 218 KEARNEY DRIVE JOPPATOWNE S5 P 34/48
Legal Subdivision	JOPPATOWNE
Legal Block	50A
Legal Lot Number	8,218
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3009
Census Tract	301401

Owner

Source: Harford County records · APN 01-133438

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 KEARNEY DR, JOPPA, MD 21085-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 1989 · Amount on Record
Deed Sale	Oct 06, 1989 · Amount on Record
Deed Book / Page	1580 / 192
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	218 KEARNEY DR, JOPPA, MD 21085-4609
Document Number	0135130494
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 08, 2019
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 KEARNEY DR JOPPA MD 210854609, JOPPA, MD 21085-4609

Mortgage

Document Number	0135130494
Date	Oct 28, 2019
Book Page	013513/000494

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,167 (+13.37%)	$198,400 (+14.22%) Land $69,300 Building $129,100
2025	$1,893.00 (+7.37%) Homeowner's exemption
2023		$167,733	$173,700 Land $69,300 Building $104,400
2022	$1,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.