218 Jay St, Albany, NY 12210 Property Records

Albany County and Albany City property record for 218 Jay St, Albany, NY 12210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,932 sqft · built 1888
Lot Size	0.023 acres (1,008 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2018)
Tax Bill	$9,674 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 76.24-4-10`

Property Details

APN / Parcel Number

Primary APN	`010100 76.24-4-10`
Alternative APNs	`010007602400040100000000` `07602400040100000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	574 sqft
Upper Floors Area	560 sqft
Attic	Attic
Attic Area	238 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Other
Exterior Material	Brick
Lot Area	1,008 sqft (0.023 acres)
Lot Dimensions	72.5 ft deep x 14.6 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07602400040100000000
Street Address	218 JAY ST
City	ALBANY
State	NY
Zip	12210-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2C
Legal Description	3 BRICK 0505526
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Square-Hudson-Park Historic District (Additional Documentation) listed 1980 · 1,106 contributing resources · NRIS 80002578

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 Jay St is owned and occupied by two individuals who bought it in May 2018.

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 JAY ST, ALBANY, NY 12210-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Nov 2, 2020	Loan Modification, Mortgage · Conventional with PMI SEFCU
May 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Dec 22, 2004
Deed Document Number	20189598
Prior Transfer Date	Feb 4, 1999
Prior Transfer Doc	0000005222
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	218 JAY ST, ALBANY, NY 12210-1808
Document Number	0000026960
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 JAY ST ALBANY NY 122101808, ALBANY, NY 12210-1808

Mortgage

Document Number	0000026960
Date	Nov 17, 2020
Instrument	26960

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 16, 2040

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	218 JAY ST, ALBANY, NY 12210-1808
Document Number	0000026961
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 JAY ST ALBANY NY 122101808, ALBANY, NY 12210-1808

Mortgage

Document Number	0000026961
Date	Nov 17, 2020
Instrument	26961

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 16, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	May 3, 2018
Property Address	218 JAY ST, ALBANY, NY 12210-1808
Document Number	0020189598
Book / Page	002018 / 009598
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 JAY ST ALBANY NY 122101808, ALBANY, NY 12210-1808

Tax Assessment & Valuation

The 2026 property tax bill for 218 Jay St was $9,674.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,674.00
2025		$372,000 Land $74,400 Building $297,600	$387,500 Land $77,500 Building $310,000
2023		$209,000 (-) Land $41,800 Building $167,200	$295,073 (+12.55%) Land $59,015 Building $236,058
2022		$209,000 Land $41,800 Building $167,200	$262,168 Land $52,434 Building $209,734
2021	$8,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 218 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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