218 Harris Creek Loop Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 218 Harris Creek Loop Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,436 sqft · built 1960
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2022)
Tax Bill	$997 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-89.2`

Property Details

APN / Parcel Number

Primary APN	`317-89.2`
Alternative APNs	`486896000` `027309`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	486896000
Street Address	218 HARRIS CREEK LOOP RD
City	JACKSONVILLE
State	NC
Zip	28540-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1111
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1004
Census Tract	305

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Apr 12, 2016 · Amount on Record
Deed Book / Page	5788 / 849
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0044130069
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 1, 2022
Property Address	218 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9472
Document Number	0057880849
Book / Page	5788 / 849
Map Reference	MB 4437 PG 111
Instrument Date	Jun 2, 2022
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9472

Mortgage

Document Number	0057880853
Date	Jul 1, 2022
Book Page	5788/853

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	218 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9472
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054150096
Date	Mar 22, 2021
Book Page	5415/96

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	OAK VIEW, CA 93022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	218 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9472
Document Number	0050090116
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 HARRIS CREEK LOOP RD JACKSONVILLE NC 285409472, JACKSONVILLE, NC 28540-9472

Mortgage

Document Number	0050090116
Date	Aug 23, 2019
Book Page	005009/000116

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$997.00	$190,588 (+25.16%) Land $67,100 Building $123,488	$190,588 (+25.16%) Land $67,100 Building $123,488
2025	$997.00	$152,270 (-) Land $36,500 Building $115,770	$152,270 (-) Land $36,500 Building $115,770
2023	$997.00	$152,270 Land $36,500 Building $115,770	$152,270 Land $36,500 Building $115,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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