218 Hammond Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 218 Hammond Ave, Waterloo, IA 50702

Property Summary

Property TypeTriplex
Details5 bd · 4 ba · 2,260 sqft · built 1913
Lot Size0.245 acres (10,688 sqft)
OwnerCompany Name on File
Tax Bill$2,954 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-26-478-015

Property Details

APN / Parcel Number

Primary APN8913-26-478-015

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,260 sqft Total Area
1st Floor Area872 sqft
Basement Area872 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleTriplex
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,688 sqft (0.245 acres)
Lot Dimensions200 ft deep x 52 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address218 HAMMOND AVE
CityWATERLOO
StateIA
Zip50702-2318
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionMILLERS ADDITION WATERLOO N 60 FT LOT 5 BLK 1 EXC N 8 FT E 164 FT
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionMILLERS ADDITION WATERLOO
Legal Block1
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2008
Census Tract200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2021 TIMBER DR, CEDAR FALLS, IA 50613-4725
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address218 HAMMOND AVE, WATERLOO, IA 50702-2318
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100010756
DateNov 18, 2020
Instrument202100010756
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 18, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,954.00 (+37.91%)$144,790 (+46.7%) Land $13,100 Building $131,690$144,790 (+46.7%) Land $13,100 Building $131,690
2024$2,142.00 (+31.73%)
2023$98,700 (+33.31%) Land $13,100 Building $85,600$98,700 (+33.31%) Land $13,100 Building $85,600
2022$1,626.00$74,040 Land $8,730 Building $65,310
2021$74,040 Land $8,730 Building $65,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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