218 Grove St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 218 Grove St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 1920
Lot Size	0.066 acres (2,866 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Aug 2020)
Tax Bill	$9,910 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D7 P:0000123`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D7 P:0000123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,777 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,866 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	218 GROVE ST
City	MELROSE
State	MA
Zip	02176-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2003
Census Tract	336300

Owner

218 Grove St is owned and occupied by two individuals who bought it in August 2020.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 GROVE ST, MELROSE, MA 02176-4815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage NORTH SHORE BANK
Mar 6, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Aug 26, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Book / Page	75453 / 90
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	75453-90
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	218 GROVE ST, MELROSE, MA 02176-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70627-213
Date	Feb 14, 2018
Book Page	70627/213
Instrument	21406

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	218 GROVE ST, MELROSE, MA 02176-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72299-469
Date	Mar 6, 2019
Book Page	72299/469
Instrument	27405

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	218 GROVE ST, MELROSE, MA 02176-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74262-68
Date	Mar 10, 2020
Book Page	74262/68
Instrument	35928

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 26, 2020
Property Address	218 GROVE ST, MELROSE, MA 02176-4815
Document Number	75453-90
Book / Page	75453 / 90
Instrument Date	Aug 18, 2020
Instrument	146464
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 GROVE ST, MELROSE, MA 02176-4815

Mortgage

Document Number	146465
Date	Aug 26, 2020
Instrument	146465

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 218 Grove St was $9,910, up 11,839.8% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,910.00 (+11,839.76%)	$864,000 (+1.98%) Land $311,100 Building $552,900	$1,066,352 (+9.62%)
2025	$83.00 (-98.98%)	$847,200 (+3.84%) Land $311,100 Building $536,100	$972,800
2024	$8,102.00 (+2.13%)	$815,900 (+7.17%) Land $291,000 Building $524,900
2023	$7,933.00	$761,300 Land $270,900 Building $490,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Grove St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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