218 Gertrude Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 218 Gertrude Ave, Richmond, CA 94801

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,388 sqft · built 1956
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2016)
Tax Bill	$5,955 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`561-172-001-1`

Property Details

APN / Parcel Number

Primary APN	`561-172-001-1`
Alternative APN	`561-172-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Duplex Single
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	218 GERTRUDE AVE
City	RICHMOND
State	CA
Zip	94801-1843
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1CD
Legal Description	WALLS 2ND ADDN 1&2214
Legal Subdivision	WALLS 2ND ADD
Legal Block	214
Legal Lot Number	1,2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	365002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 GERTRUDE AVE, RICHMOND, CA 94801-1843
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENBOX LOANS INC
Jan 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Prior Sale	Dec 9, 2011 · Amount on Record
Deed Document Number	2016184512
Last Transfer Date	Jan 4, 2019
Transfer Doc	0000003272
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	218 GERTRUDE AVE, RICHMOND, CA 94801-1843
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218-220 GERTRUDE AVE, RICHMOND, CA 94801

Mortgage

Document Number	0000015133
Date	Jan 26, 2022
Instrument	2022-015133

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2019
Property Address	218 GERTRUDE AVE, RICHMOND, CA 94801-1843
Document Number	0000003272
Map Reference	MB 6 PG 140
Instrument Date	Jan 4, 2019
Instrument	2019-003272
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CONSUMERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 GERTRUDE AVE, RICHMOND, CA 94801-1843

Mortgage

Document Number	0000003273
Date	Jan 9, 2019
Instrument	2019-003273

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,106 (+2%) Land $165,729 Building $118,377
2025	$5,955.00 (+4.92%)	$278,536 (+4.04%) Land $162,480 Building $116,056
2023	$5,676.00 (+1.98%)	$267,722 Land $156,172 Building $111,550
2022	$5,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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