218 Gerard Rd, Yaphank, NY 11980 Property Records

Suffolk County and Brookhaven Town property record for 218 Gerard Rd, Yaphank, NY 11980

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,549 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Sep 2023)
Tax Bill	$11,119 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-848.00-01.00-001.018`

Property Details

APN / Parcel Number

Primary APN	`0200-848.00-01.00-001.018`
Alternative APNs	`472289 848.00-01-001.018` `228984800000010010180000` `00003754528` `0003754528` `3754528`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	3754528
Street Address	218 GERARD RD
City	YAPHANK
State	NY
Zip	11980-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINES@ SOUTH HAVEN 8601 18
Legal Subdivision	PINES @ SOUTH HAVEN
Legal Block	8000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2024
Census Tract	159106

Owner

218 Gerard Rd is owned by an individual who bought it in September 2023.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	51 PATCHOGUE AVE, MASTIC, NY 11950-3615
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage RIVERBEND FUNDING LLC
Sep 14, 2023	Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Jun 2, 2022	Deed, Transfer · Stand-Alone First Mortgage A & D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Book / Page	13218 / 149
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jun 15, 2026
Property Address	218 GERARD RD, YAPHANK, NY 11980-9630
Document Number	2373000172
Book / Page	23732 / 172
Instrument Date	Feb 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 GERARD RD, YAPHANK, NY 11980-9630

Mortgage

Document Number	2373000172,
Date	Jun 15, 2026
Book Page	23732/172

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.06%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	218 GERARD RD, YAPHANK, NY 11980-9630
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234410959
Date	Jul 26, 2022
Book Page	23441/959

Lender

Name	RIVERBEND FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 14, 2023
Property Address	218 GERARD RD, YAPHANK, NY 11980-9630
Document Number	0132180149
Book / Page	13218 / 149
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PATCHOGUE AVE, MASTIC, NY 11950-3615

Mortgage

Document Number	0023535112
Date	Sep 14, 2023
Instrument	23535/112

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 2, 2022
Property Address	218 GERARD RD, YAPHANK, NY 11980-9630
Document Number	0131580509
Book / Page	13158 / 509
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163RD DR, HOWARD BEACH, NY 11414

Mortgage

Document Number	00DN011999
Date	Jun 2, 2022
Instrument	DN011999

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0234220536
Date	Jun 2, 2022
Book Page	23422/536

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	South Country Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,818 Land $300 Building $2,518	$587,083 Land $56,604 Building $475,094
2024	$11,119.00
2023		$2,818 Land $300 Building $2,518	$5,219 Land $556 Building $4,663

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 Gerard Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1980–1982)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Gerard Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 98.6% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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