Harford County property record for 218 Garnett Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1966 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Aug 2026) |
| Tax Bill | $2,600 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-120220 |
| Primary APN | 01-120220 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,700 sqft Total Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 121 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 120220 |
|---|---|
| Street Address | 218 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 B 47 69/75X121 218 GARNETT ROAD JOPPATOWNE SC 5 PT 17/61 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 47 |
| Legal Lot Number | 15 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-120220
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 GARNETT RD, JOPPA, MD 21085-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HARFORD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Nov 05, 2001 · Amount on Record |
| Deed Book / Page | 17231 / 281 |
| Transfer Doc | 0000003398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 03, 2026 |
| Property Address | 218 GARNETT RD, JOPPA, MD 21085-4629 |
| Document Number | 1723000281 |
| Book / Page | 17231 / 281 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 218 GARNETT RD, JOPPA, MD 21085-4629 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 218 GARNETT RD, JOPPA, MD 21085-4629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0153990284 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 15399/284 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 04, 2042 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,000 (+5.24%) | $278,200 (-) Land $69,200 Building $209,000 | |
| 2025 | $2,600.00 (+8.74%) Homeowner's exemption | $251,800 (+9.94%) | $278,200 (+16.6%) Land $69,200 Building $209,000 |
| 2023 | $229,033 | $238,600 Land $69,200 Building $169,400 | |
| 2022 | $2,391.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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