218 Flower Ave E, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 218 Flower Ave E, Watertown, NY 13601

Property Summary

Details	5 bd · 2.5 ba · 2,763 sqft · built 1910
Lot Size	0.146 acres (6,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Nov 2021)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Sale
APN	`221800 11-10-130.000`

Property Details

APN / Parcel Number

Primary APN	`221800 11-10-130.000`
Alternative APNs	`180001100000101300000000` `06036760`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,763 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,370 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 49 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06036760
Street Address	218 FLOWER AVE E
City	WATERTOWN
State	NY
Zip	13601-4022
Property Category	Other
Property Type	Unknown
Local Zoning Code	R
Legal Block	10
Legal Lot Number	130.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3002
Census Tract	62200

Owner

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 FLOWER AVE E, WATERTOWN, NY 13601-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERTOWN SAVINGS BANK
Nov 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202118215
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	Nov 3, 2021
Property Address	218 FLOWER AVE E, WATERTOWN, NY 13601-4022
Document Number	0000018215
Instrument Date	Nov 2, 2021
Instrument	20210-00018215
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	436 CROSS ST, WATERTOWN, NY 13601-3215

Mortgage

Document Number	21000018216
Date	Nov 3, 2021
Instrument	210-00018216

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2028
Max Rate At Change	2.5%
Index	1-Year CMT

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	Nov 3, 2021
Property Address	218 FLOWER AVE E, WATERTOWN, NY 13601-4022
Document Number	0000018214
Instrument Date	Oct 27, 2021
Instrument	20210-00018214
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 FLOWER AVE E, WATERTOWN, NY 13601-4022

Tax Assessment & Valuation

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+3.91%)
2025	$2,687.00	$147,000 (-) Land $11,800 Building $135,200	$201,350 (+13.69%) Land $16,163 Building $185,187
2023		$147,000 Land $11,800 Building $135,200	$177,100 Land $14,216 Building $162,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN CITY serves 27,861 people · EPA ID NY2202346
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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