218 Esperanza Dr, Laredo, TX 78041 Property Records

Webb County property record for 218 Esperanza Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,658 sqft · built 1971
Lot Size	0.168 acres (7,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Oct 2024)
Tax Bill	$962 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`902-00012-050`

Property Details

APN / Parcel Number

Primary APN	`902-00012-050`
Alternative APN	`208579`

Interior

Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	7,303 sqft (0.168 acres)
Lot Dimensions	109 ft deep x 67 ft wide
Porch	Open Porch
Porch Area	661 sqft

Location & Zoning

Street Address	218 ESPERANZA DR
City	LAREDO
State	TX
Zip	78041-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 12 B PLAZA 070688 393681 2456000
Legal Subdivision	BELMONT PLAZA
Legal Block	12
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1002
Census Tract	1718

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 ESPERANZA DR, LAREDO, TX 78041-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2024	Vendor's Lien, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 25, 2018	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	20241540782
Deed Book / Page	5724 / 777
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0005384/69
Record Updated	Jun 8, 2026

October 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 3, 2024
Property Address	218 ESPERANZA DR, LAREDO, TX 78041-2610
Document Number	005724/777
Book / Page	5724 / 777
Map Reference	VOL 2 PG 195
Instrument Date	Sep 30, 2024
Instrument	1540782
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ESPERANZA DR, LAREDO, TX 78041-2610

Mortgage

Document Number	0001540783
Date	Oct 3, 2024
Instrument	1540783

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Dec 6, 2022
Property Address	218 ESPERANZA DR, LAREDO, TX 78041-2610
Document Number	0005384/69
Book / Page	5384 / 69
Map Reference	VOL 2 PG 198
Instrument Date	Nov 29, 2022
Instrument	1486143
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 ESPERANZA DR, LAREDO, TX 78041-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ESPERANZA DR, LAREDO, TX 78041-2610

Mortgage

Document Number	0001486144
Date	Dec 6, 2022
Instrument	1486144

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2047

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 25, 2018
Property Address	218 ESPERANZA DR, LAREDO, TX 78041-2610
Document Number	004407/840
Book / Page	4407 / 840
Map Reference	VOL 2 PG 198
Instrument Date	Apr 16, 2018
Instrument	1327271
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ESPERANZA DR, LAREDO, TX 78041-2610

Mortgage

Document Number	0001327272
Date	Apr 25, 2018
Instrument	1327272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,380 (-1.75%) Land $90,995 Building $95,385	$186,380 (-1.75%) Land $90,995 Building $95,385
2024	$962.00 (-18.41%)	$189,694 (+4.94%) Land $90,995 Building $98,699	$189,694 (+4.94%) Land $90,995 Building $98,699
2023	$1,179.00 (+2.17%)	$180,767 Land $46,374 Building $134,393	$180,767 Land $46,374 Building $134,393
2022	$1,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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