218 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 218 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,466 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Dec 2017)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-105-243-00`

Property Details

APN / Parcel Number

Primary APN	`51-105-243-00`
Alternative APN	`03-51-105-243-00`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,113 sqft
Unfinished Basement	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	WLY 1/2 OF LOTS 566 & 567 ALSO SLY 1/2 OF LOT 565 MEASURED ALONG GROVE ST O. P. SEC 28.
Legal Subdivision	GROVE STREET
Legal Lot Number	565-567
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	4
Census Block	4026
Census Tract	31200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pritchard's Outlook Historic District listed 1987 · 206 contributing resources · NRIS 87000265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 ELY ST, ALLEGAN, MI 49010-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Dec 11, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Feb 6, 1996 · Amount on Record
Deed Document Number	20174203-452
Deed Book / Page	4203 / 452
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	218 ELY ST, ALLEGAN, MI 49010-1415
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ELY ST, ALLEGAN, MI 49010-1415

Mortgage

Document Number	004869/359
Date	Jul 6, 2023
Book Page	4869/359
Instrument	2023009763

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	218 ELY ST, ALLEGAN, MI 49010-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4223/733
Date	Feb 23, 2018
Book Page	4223/733

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Feb 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	218 ELY ST, ALLEGAN, MI 49010-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4553/71
Date	Dec 17, 2020
Book Page	4553/71

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 11, 2017
Property Address	218 ELY ST, ALLEGAN, MI 49010-1415
Document Number	4203/452
Book / Page	4203 / 452
Map Reference	LB7 PG34
Instrument Date	Dec 6, 2017
Instrument	4203-452
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1931 30TH ST, 1931, ALLEGAN, MI 49010-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SANDY POINT DR, HOLLAND, MI 49424-2523

Mortgage

Document Number	4203455
Date	Dec 11, 2017
Instrument	4203-455

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,300 (+39.86%) Land $18,700 Building $120,600	$278,600 (+39.86%) Land $37,400 Building $241,200
2025	$2,896.00 (+43.58%)
2023		$99,600 Land $15,900 Building $83,700	$199,200 Land $31,800 Building $167,400
2022	$2,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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