218 Elm St, Wisdom, MT 59761 Property Records

Beaverhead County property record for 218 Elm St, Wisdom, MT 59761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 2004
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Dec 2020)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1820929`

Property Details

APN / Parcel Number

Primary APN	`R1820929`
Alternative APNs	`18-0773-34-3-04-02-0000` `0000038092`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000038092
Street Address	218 ELM ST
City	WISDOM
State	MT
Zip	59761-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISDOM TOWNSITE - PLAT B, S34, T02 S, R15 W, BLOCK 3, LOT 6, ACRES 0.115
Legal Range	15W
Legal Township	02S
Legal Section	34
Legal Subdivision	WISDOM TOWNSITE
Legal Block	3
Legal Lot Number	6
Jurisdiction	BEAVERHEAD MT
Township / Civil Division	BIG HOLE BASIN
Census Block Group	1
Census Block	1169
Census Tract	100

Owner

Source: Beaverhead County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1519 DURSTON RD, C4, BOZEMAN, MT 59715-2787
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Sep 29, 2017
Deed Document Number	2020297757
Deed Book / Page	395 / 6985
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAVERHEAD MT
Recording Date	Dec 28, 2020
Property Address	218 ELM ST, WISDOM, MT 59761-7700
Document Number	395/6985
Book / Page	395 / 6985
Instrument Date	Dec 22, 2020
Instrument	297757
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 DURSTON RD APT C4, C4, BOZEMAN, MT 59715-2787

Mortgage

Document Number	297758
Date	Dec 28, 2020
Instrument	297758

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Beaverhead County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Beaverhead County
Secondary School District	Beaverhead County High School District (09 - 12)
Elementary School District	Wisdom Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 (-15.92%)	$366,605 (-)
2025	$1,558.00 (+26.05%)	$366,605 (+113.48%)	$366,605 (+113.48%) Land $71,105 Building $295,500
2023	$1,236.00	$171,730	$171,730 Land $45,790 Building $125,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Montana Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20