218 Ebenezer Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 218 Ebenezer Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	2,285 sqft · built 1997
Lot Size	0.718 acres (31,276 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2023)
Tax Bill	$1,753 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14027`

Property Details

APN / Parcel Number

Primary APN	`14027`
Alternative APNs	`1315345` `1359430`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,285 sqft Total Area
Upper Floors Area	941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	31,276 sqft (0.718 acres)
Porch	Slab
Porch Area	90 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359430
Street Address	218 EBENEZER RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	.718AC RD 2018 EBENEEZER VILLAGE
Legal Subdivision	EBENEEZER VILLAGE
Legal Block	7
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3017
Census Tract	950302

Owner

218 Ebenezer Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2017	Deed of Trust, Mortgage · Conventional with PMI USAA
Jun 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Sep 5, 2007 · Amount on File
Deed Document Number	2023200093844
Deed Book / Page	1909 / 2091
Prior Transfer Date	Sep 4, 2007
Prior Transfer Doc	0015311202
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 3, 2023
Property Address	218 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8763
Document Number	0019092091
Book / Page	1909 / 2091
Map Reference	MB 19-O PG 762
Instrument Date	Nov 2, 2023
Instrument	200093844
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3018 HARMON HOMESTEAD RD, SHELBY, NC 28150-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8763

Mortgage

Document Number	0019092094
Date	Nov 3, 2023
Instrument	1909/2094

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	218 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8763
Document Number	0017481380
Book / Page	001748 / 001380
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	218 EBENEZER RD KINGS MOUNTAIN NC 280868763, KINGS MOUNTAIN, NC 28086-8763

Mortgage

Document Number	0017481380
Date	Aug 10, 2017
Book Page	001748/001380
Instrument	3616

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 2, 2017
Property Address	218 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8763
Document Number	0017432243
Book / Page	001743 / 002243
Instrument Date	Jun 1, 2017
Instrument	1150
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 HARMON HOMESTEAD RD SHELBY NC 281509780, SHELBY, NC 28150-9780

Tax Assessment & Valuation

The 2026 property tax bill for 218 Ebenezer Rd was $1,753, up 2.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,753.00 (+2.39%)	$269,632 (-) Land $20,068 Building $249,564	$269,632 (-) Land $20,068 Building $249,564
2025	$1,712.00	$269,632 Land $20,068 Building $249,564	$269,632 Land $20,068 Building $249,564
2023		$142,565 Land $12,134 Building $130,431	$142,565 Land $12,134 Building $130,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Ebenezer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Ebenezer Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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