218 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 218 E State St, Rockford, IL 61104

Property Summary

Property TypeCommercial
Details3,168 sqft · built 1900
Lot Size0.4 acres (1,742 sqft)
OwnerCompany Name on File
Last Sale$315,000 (Sep 2023)
Tax Bill$3,634 (2025)
Deeds & MortgagesDec 2023 Sale
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN203C424

Property Details

APN / Parcel Number

Primary APN203C424
Alternative APN
  • 1123379013

Interior

Stories2 Stories
Building Area3,168 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeConcrete
Lot Area1,742 sqft (0.4 acres)
View / LotTraffic

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address218 E STATE ST
CityROCKFORD
StateIL
Zip61104-1011
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC4
Legal DescriptionASSRS PLAT BLK 7 E RKFD E22FT 4 IN W89FT LOT 9 + EXC W8IN ALL N OF STATE STLOT 011 BLOCK 007
Legal SubdivisionE RKFD
Legal Block7,0
Legal Lot Number9
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1024
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Rockford Historic District
listed 1980 · 50 contributing resources · NRIS 80001422

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 E State St, a commercial property, is owned by a company that bought it in September 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address523 WOOD RD, ROCKFORD, IL 61107-4931
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Warranty Deed, Transfer
TULSA ABSTRACT AND TITLE COMPANY, TUA
Sep 13, 2023Warranty Deed, Transfer · Commercial Mortgage
ST CHARLES BANK & TRUST CO
Jun 8, 2018Grant Deed, Transfer · Line of Credit
NORTHWEST BK/ROCKFORD
Feb 2, 2017Grant Deed, Transfer
ATTORNEY ONLY
Jan 27, 2017Quit Claim Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on File
Deed SaleSep 13, 2023 · Amount on File
Prior SaleJun 8, 2018 · Amount on File
Deed Document Number202321181
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateDec 22, 2023
Property Address308 E STATE ST, ROCKFORD, IL 61104-1013
Document Number0000030167
Map ReferenceBKD PG340
Instrument DateDec 20, 2023
Instrument2330167
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
Tax$388.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1809 BLUE RIDGE TRL, WAUNAKEE, WI 53597-2303

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 GROTON CT, NAPLES, FL 34112-3750

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 13, 2023
Property Address308 E STATE ST, ROCKFORD, IL 61104-1013
Document Number0000021181
Map ReferenceBKD PG340 341
Instrument DateAug 31, 2023
Instrument2321181
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
Tax$472.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address612 CALVIN PARK BLVD N, ROCKFORD, IL 61107-4613

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 N 15TH DR, PHOENIX, AZ 85029

Mortgage

Document Number0000021182
DateSep 13, 2023
Instrument2321182
Lender
NameST CHARLES BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Mortgage

Document Number0000021184
DateSep 13, 2023
Instrument2321184
Lender
NameROCKFORD LOCAL DEVELOPMENT CO
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term84 Months
DueAug 1, 2030

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateJun 8, 2018
Property Address308 E STATE ST, ROCKFORD, IL 61104-1013
Document Number0001016001
Instrument DateJun 6, 2018
Instrument1016001
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyMAGNUS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address612 CALVIN PARK BLVD N ROCKFORD IL 611074613, ROCKFORD, IL 61107-4613

Mortgage

Document Number1016002
DateJun 8, 2018
Instrument1016002
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 7, 2023
Interest
Rate TypeAdjustable Rate
Rate5.75%

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 2, 2017
Property Address308 E STATE ST, ROCKFORD, IL 61104-1013
Document Number0001003392
Instrument DateDec 30, 2016
Instrument1003392
Transaction TypeTransfer
Record UpdatedFeb 14, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address218 E STATE ST ROCKFORD IL 611041011, ROCKFORD, IL 61104-1011

January 2017: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateJan 27, 2017
Property Address308 E STATE ST, ROCKFORD, IL 61104-1013
Document Number0001002784
Instrument DateDec 28, 2016
Instrument1002784
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8648 BIRCH BARK WAY ROSCOE IL 610737959, ROSCOE, IL 61073-7959

Tax Assessment & Valuation

The 2025 property tax bill for 218 E State St was $3,634, down 8.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,634.00 (-8.62%)$41,160 (-1.94%) Land $3,314 Building $37,846$123,480 (-1.94%) Land $9,942 Building $113,538
2024$3,977.00$41,973 Land $2,972 Building $39,001$125,919 Land $8,916 Building $117,003
2022$33,080 Land $2,343 Building $30,737$99,240 Land $7,029 Building $92,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 E State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1996)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 E State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number