218 E Smith St, Topton, PA 19562 Property Records

Berks County property record for 218 E Smith St, Topton, PA 19562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,328 sqft · built 1930
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Aug 2010)
Tax Bill$1,145 (2026)
Deeds & MortgagesNov 2023 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5473-17-12-0298

Property Details

APN / Parcel Number

Primary APN5473-17-12-0298
Alternative APNs
  • 85-5473-17-12-0298
  • 85044500
  • 044500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,328 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area4,356 sqft (0.1 acres)
View / LotNeighborhood
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85044500
Street Address218 E SMITH ST
CityTOPTON
StatePA
Zip19562-1117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
JurisdictionBERKS PA
Township / Civil DivisionTOPTON
Census Block Group2
Census Block2032
Census Tract14201

Owner

Source: Berks County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address218 E SMITH ST, TOPTON, PA 19562-1117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNSYLVANIA HOUSING FINANCE AGENCY
Jun 26, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNSYLVANIA HOUSING FINANCE AGENCY
Nov 26, 2019Loan Modification, Mortgage · Conventional with PMI
HOUSING FIN AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2010 · Amount on Record
Deed SaleAug 11, 2010 · Amount on Record
Deed Document Number201030736
Prior Transfer DateMar 23, 2006
Prior Transfer Doc0000040773
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address218 E SMITH ST, TOPTON, PA 19562-1117
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E SMITH ST, TOPTON, PA 19562-1117

Mortgage

Document Number0000033935
DateNov 16, 2023
Instrument2023033935
Lender
NamePENNSYLVANIA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressHARRISBURG, PA 17105
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 1, 2049

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address218 E SMITH ST, TOPTON, PA 19562-1117
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E SMITH ST, TOPTON, PA 19562-1117

Mortgage

Document Number0000018301
DateJun 26, 2023
Instrument2023018301
Lender
NamePENNSYLVANIA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressHARRISBURG, PA 17105
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueDec 1, 2049

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKS PA
Property Address218 E SMITH ST, TOPTON, PA 19562-1117
Document Number0000000487
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyLIBERTY BELL AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E SMITH ST TOPTON PA 195621117, TOPTON, PA 19562-1117

Mortgage

Document Number0000000487
DateJan 3, 2020
Instrument487
Lender
NameHOUSING FIN AGCY
Address211 N FRNT ST, HARRISBURG, PA 17105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 2, 2050
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityTopton Borough
Unified School DistrictBrandywine Heights Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,145.00 (+4%) Homeowner's exemption$65,200 (-) Land $23,400 Building $41,800$23,400 (-64.11%) Land $23,400
2024$1,101.00$65,200 Land $23,400 Building $41,800
1994$65,200 Land $23,400 Building $41,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPTON BORO WATER SUPPLY
serves 2,069 people · EPA ID PA3060072
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Service Electric Cable TV
Cable
2,000 / 200
AT&T
Fixed Wireless
100 / 20

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