218 E River St, Rockton, IL 61072 Property Records

Winnebago County property record for 218 E River St, Rockton, IL 61072

Property Summary

Property Type	Commercial
Details	6,462 sqft · built 1951
Lot Size	0.61 acres (26,558 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Apr 2026)
Tax Bill	$9,753 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-24-401-004`

Property Details

APN / Parcel Number

Primary APN	`03-24-401-004`
Alternative APN	`060D005`

Interior

Units	13 Units
Stories	1 Story
Building Area	6,462 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	26,558 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	218 E RIVER ST
City	ROCKTON
State	IL
Zip	61072-2931
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THAYERS ADD TO ROCKTON EXC N 103 FT LOT 5 + EXC N 103 FT E 17.5 FT LT 6 + EXC W 18 FT LOT 007
Legal Subdivision	THAYERS ADD
Legal Lot Number	5,6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1010
Census Tract	3901

Owner

Source: Winnebago County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2607 N STRATFORD RD, ARLINGTON HEIGHTS, IL 60004-2245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK SAVINGS
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage LINCOLNWAY COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202610287
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 28, 2026
Property Address	218 E RIVER ST, ROCKTON, IL 61072-2931
Document Number	0000010287
Instrument Date	Apr 21, 2026
Instrument	2026.10287
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 N STRATFORD RD, ARLINGTON HEIGHTS, IL 60004-2245
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010288,
Date	Apr 28, 2026
Instrument	2026..10288

Lender

Name	CENTRAL BANK SAVINGS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2031

Interest

Rate	6.11%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 9, 2021
Property Address	218 E RIVER ST, ROCKTON, IL 61072-2931
Document Number	0000028035
Map Reference	DB E PG 59
Instrument Date	Aug 3, 2021
Instrument	2128035
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 LAUDER LN, INVERNESS, IL 60067-4562

Mortgage

Document Number	0000028036
Date	Aug 9, 2021
Instrument	2128036

Lender

Name	LINCOLNWAY COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,753.00	$120,363 (+22.76%) Land $21,398 Building $98,965	$361,089 (+22.76%) Land $64,194 Building $296,895
2022		$98,048 Land $17,431 Building $80,617	$294,144 Land $52,293 Building $241,851

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: i3 Broadband.

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