218 E Ripa Ave, Saint Louis, MO 63125 Property Records

St. Louis County property record for 218 E Ripa Ave, Saint Louis, MO 63125

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,216 sqft · built 2022
Lot Size0.072 acres (3,123 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jan 2023)
Tax Bill$2,464 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28G-44-0571

Property Details

APN / Parcel Number

Primary APN28G-44-0571

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
1st Floor Area608 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area3,123 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
View / LotCul-De-Sac
PorchOpen Frame Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address218 E RIPA AVE
CitySAINT LOUIS
StateMO
Zip63125-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSMITH PLACE LOT 4
Legal SubdivisionSMITH PLACE
Legal Block2
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionLEMAY
Census Block Group2
Census Block2013
Census Tract220200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Stanislaus Seminary
listed 1972 · 3 contributing resources · NRIS 72001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 E Ripa Ave is owned and occupied by an individual who bought it in January 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of RecordIndividual Name on File
Mailing Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Line of Credit
COUNTY OF ST LOUIS
Jan 20, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 19, 2021Warranty Deed, Transfer · Line of Credit
FCB BANKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2023 · Amount on File
Deed SaleJan 20, 2023 · Amount on File
Prior SaleMay 19, 2021 · Amount on File
Deed Document Number2023120296
Prior Transfer DateOct 25, 2000
Prior Transfer Doc0000000845
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834

Mortgage

Document Number2023012300059
DateJan 23, 2023
Instrument2023012300059
Lender
NameCOUNTY OF ST LOUIS
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount on Record

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJan 20, 2023
Property Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834
Document Number2023012000296
Map ReferenceMB 5 PG 18
Instrument DateJan 17, 2023
Instrument2023012000296
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanySELECT TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address729 LEMAY FERRY RD, SAINT LOUIS, MO 63125-1427

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834

Mortgage

Document Number2023012000297
DateJan 20, 2023
Instrument2023012000297
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Mortgage

Document Number2023012300058
DateJan 23, 2023
Instrument2023012300058
Lender
NameCOUNTY OF ST LOUIS
TypeGovernment Agency
AddressSAINT LOUIS, MO 63125
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMay 19, 2021
Property Address218 E RIPA AVE, SAINT LOUIS, MO 63125-2834
Document Number0248702006
Book / Page24870 / 2006
Instrument DateMay 13, 2021
Instrument2021051900354
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanySTATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address729 LEMAY FERRY RD, SAINT LOUIS, MO 63125-1427

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 LEMAY FERRY RD, SAINT LOUIS, MO 63125-1427
InvestorPossibly a Property Investor

Mortgage

Document Number2021051900355
DateMay 19, 2021
Instrument2021051900355
Lender
NameFCB BANKS
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 218 E Ripa Ave was $2,464, up 2.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictHancock Place School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,610 (-) Land $6,250 Building $27,360$176,900 (-) Land $32,900 Building $144,000
2025$2,464.00 (+2.16%)$33,610 Land $6,250 Building $27,360$176,900 Land $32,900 Building $144,000
2024$2,412.00 (+13.88%)
2023$2,118.00$29,180 Land $3,190 Building $25,990$153,600 Land $16,800 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 E Ripa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 E Ripa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
800 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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