218 E Main St, Rossburg, OH 45362 Property Records

Darke County property record for 218 E Main St, Rossburg, OH 45362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1956
Lot Size	0.267 acres (11,622 sqft)
Owner	Individual Name on File
Last Sale	$68,400 (Aug 2015)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B12-6-214-26-03-01-13100`

Property Details

APN / Parcel Number

Primary APN	`B12-6-214-26-03-01-13100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Raised
Lot Area	11,622 sqft (0.267 acres)
Lot Dimensions	140 ft deep x 82.5 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	218 E MAIN ST
City	ROSSBURG
State	OH
Zip	45362-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W T SMITH SUB DIV 3 WHOLE OLOT 4
Legal Subdivision	W T SMITH SUB
Legal Lot Number	4
Jurisdiction	DARKE OH
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2079
Census Tract	500100

Owner

218 E Main St is owned and occupied by an individual who bought it in August 2015.

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
May 6, 2016	Deed of Trust, Mortgage · Closed-End Mortgage MERCER SAVINGS BANK
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Dec 6, 2006	Warranty Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015 · Amount on File
Deed Sale	Aug 21, 2015 · Amount on File
Prior Sale	Dec 6, 2006 · Amount on File
Deed Document Number	20154884
Deed Book / Page	489 / 3231
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00545/4535
Date	Feb 10, 2021
Book Page	545/4535
Instrument	202100001071

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E MAIN ST, ROSSBURG, OH 45362-9613

Mortgage

Document Number	000559/843
Date	Nov 9, 2022
Book Page	559/843
Instrument	202200006794

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 675, ANSONIA, OH 45303-0600

Mortgage

Document Number	0496/03037
Date	May 6, 2016
Book Page	496/03037
Instrument	201600002640

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	545/4535
Date	Feb 10, 2021
Book Page	545/4535
Instrument	202100001071

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Dec 6, 2006
Property Address	218 E MAIN ST, ROSSBURG, OH 45362-9613
Document Number	0395/02612
Book / Page	395 / 02612
Map Reference	MB4 PG462
Instrument Date	Nov 29, 2006
Instrument	200600010354
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E MAIN ST, ROSSBURG, OH 45362-9613

Mortgage

Document Number	200600010355
Date	Dec 6, 2006
Instrument	200600010355

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.8%
Max Rate At Change	12.8%
Index	6-Month LIBOR
Max Rate	15.8%

Tax Assessment & Valuation

The 2025 property tax bill for 218 E Main St was $1,013 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Allen Township
Municipality	Rossburg Village
Unified School District	Ansonia Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 Homeowner's exemption	$32,070 Land $3,580 Building $28,490	$91,630 Land $10,220 Building $81,410
2023	$1,924.00 Homeowner's exemption	$32,070 Land $3,580 Building $28,490	$91,630 Land $10,220 Building $81,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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