218 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 218 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.585 acres (25,488 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2021)
Tax Bill	$7,182 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Mar 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-304-004`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-304-004`
Alternative APN	`23150304004 (CHECK DIGIT = 4)`

Exterior

Lot Area	25,488 sqft (0.585 acres)

Location & Zoning

Account Number	23150304004
Street Address	218 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT L5 N1/2 SW 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2040
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 E MAIN ST, ROCHESTER, IL 62563-9523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Mar 5, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
May 21, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Oct 30, 1997 · Amount on Record
Deed Document Number	202126050
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	218 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R34749
Date	Jul 6, 2009
Instrument	2009R34749

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	218 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R07889
Date	Mar 5, 2012
Instrument	2012R07889

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2027

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	218 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R26886
Date	May 21, 2009
Instrument	2009R26886

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2019

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2021
Property Address	218 E MAIN ST, ROCHESTER, IL 62563-9523
Document Number	2021R26050
Instrument Date	Sep 16, 2021
Instrument	2021R26050
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 HEATHROW LN, ROCHESTER, IL 62563-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E MAIN ST, ROCHESTER, IL 62563-9523

Mortgage

Document Number	2021R26051
Date	Sep 21, 2021
Instrument	2021R26051

Lender

Name	AMERICAN PACIFIC MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,182.00 (+8.15%)	$109,174 (+14.96%) Land $8,894 Building $100,280	$327,522 (+14.96%) Land $26,682 Building $300,840
2022	$6,641.00 Homeowner's exemption	$94,963 Land $7,737 Building $87,226	$284,889 Land $23,211 Building $261,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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