218 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 218 E Main St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,930 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2022 Transfer Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-110-102-00`

Property Details

APN / Parcel Number

Primary APN	`042-110-102-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,930 sqft Building Perimeter
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CALL VILLA
Legal Description	LOT 3 & S 82.48 FT OF E 8.78 FT OF LOT 4 ALL IN BLK 21. ORIG PLAT. VIL OF CENTREVILLE. EXC N 82.48 FT OF W 8.78 FT THEREOF. (
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	21
Legal Lot Number	3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2067
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 609, CENTREVILLE, MI 49032-0609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Deed Book / Page	675 / 725
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2022
Property Address	218 E MAIN ST, CENTREVILLE, MI 49032-9600
Document Number	2022008502
Map Reference	LB 1 PG 64
Instrument Date	Sep 28, 2022
Instrument	2022008502
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 E MAIN ST, 218, CENTREVILLE, MI 49032-9600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 S FRANKLIN ST, CENTREVILLE, MI 49032-9656
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	218 E MAIN ST, CENTREVILLE, MI 49032-9600
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E MAIN ST, CENTREVILLE, MI 49032-9600

Mortgage

Document Number	2021007572
Date	Jul 26, 2021
Instrument	2021007572

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,500 Land $6,100 Building $57,400	$127,000 Land $12,200 Building $114,800
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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