218 E Locust St, Clearfield, PA 16830 Property Records

Clearfield County property record for 218 E Locust St, Clearfield, PA 16830

Property Summary

Property Type	Commercial
Details	built 1987
Lot Size	0.1 acres (4,369 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2008)
Tax Bill	$3,067 (2026)
Deeds & Mortgages	Jul 2014 Mortgage Jul 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K08-216-00080`

Property Details

APN / Parcel Number

Primary APN	`K08-216-00080`
Alternative APNs	`0041K0821600080` `004110927`

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,369 sqft (0.1 acres)

Location & Zoning

Account Number	004110927
Street Address	218 E LOCUST ST
City	CLEARFIELD
State	PA
Zip	16830-2423
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & PART L 120 218 E LOCUST ST
Jurisdiction	CLEARFIELD PA
Township / Civil Division	CLEARFIELD
Census Block Group	1
Census Block	1021
Census Tract	331100

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2014	Deed of Trust, Mortgage · Commercial Mortgage THE CLEARFIELD BANK & TRUST CO
Jul 16, 2012	Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST SAVINGS BANK
Jul 28, 2014	Deed of Trust, Mortgage · Commercial Mortgage THE CLEARFIELD BANK & TRUST CO
Jul 3, 2008	Deed, Transfer · Commercial Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2008 · Amount on Record
Deed Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	200810602
Record Updated	Sep 20, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201409248
Date	Jul 28, 2014
Instrument	201409248

Lender

Name	THE CLEARFIELD BANK & TRUST CO
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201209727
Date	Jul 16, 2012
Instrument	201209727

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201409247
Date	Jul 28, 2014
Instrument	201409247

Lender

Name	THE CLEARFIELD BANK & TRUST CO
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Jul 3, 2008
Property Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423
Document Number	0200810602
Instrument Date	Jul 1, 2008
Instrument	200810602
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,228.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 VILLAGE RD, CLEARFIELD, PA 16830-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E LOCUST ST, CLEARFIELD, PA 16830-2423

Mortgage

Document Number	0200810603
Date	Jul 3, 2008
Instrument	200810603

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Clearfield Borough
Unified School District	Clearfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,067.00 (+0.03%)	$33,700 (+1%) Land $10,700 Building $23,000
2025	$3,066.00 (+628.27%)
2024	$421.00	$16,850 (-) Land $5,350 Building $11,500
2023	$421.00	$16,850 Land $5,350 Building $11,500
1987			$134,800 Land $42,800 Building $92,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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