218 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 218 E Howard St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,760 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Mortgage
APN	`32.235.0120`

Property Details

APN / Parcel Number

Primary APN	`32.235.0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	880 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1993
Architectural Style	Multi-Family
Exterior Material	Metal
Construction Type	Metal Frame
Fire Resistance	Fireproof Reinforced Concrete
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	150 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 E HOWARD ST
City	WINONA
State	MN
Zip	55987-5514
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 HOWARD STREET LIMITS LOT-044 E 32'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HOWARD STREET LIMITS
Legal Lot Number	44
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3005
Census Tract	670500

Owner

Source: Winona County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 E HOWARD ST, WINONA, MN 55987-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME FEDERAL SAVINGS BANK
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000653972
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	218 E HOWARD ST, WINONA, MN 55987-5514
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	638785
Date	Nov 19, 2021
Instrument	638785

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	218 E HOWARD ST, WINONA, MN 55987-5514
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	616481
Date	Apr 30, 2019
Instrument	616481

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00 (+24.71%) Homeowner's exemption	$254,800 (+15.98%) Land $29,400 Building $225,400	$254,800 (+15.98%) Land $29,400 Building $225,400
2025		$219,700 (+10.13%) Land $29,400 Building $190,300	$219,700 (+10.13%) Land $29,400 Building $190,300
2023	$1,902.00 Homeowner's exemption	$199,500 Land $28,300 Building $171,200	$199,500 Land $28,300 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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