218 E High St, Elkton, MD 21921 Property Records

Cecil County property record for 218 E High St, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	1 ba · 924 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Oct 2019)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-041298`

Property Details

APN / Parcel Number

Primary APN	`03-041298`
Alternative APNs	`3041298` `041298`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	924 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.073 acres)
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	041298
Street Address	218 E HIGH ST
City	ELKTON
State	MD
Zip	21921-5627
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RO
Legal Description	.0735 ACRE 218 EAST HIGH STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 E High St, a townhouse, is owned by a company that bought it in October 2019.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	808 STOCKBRIDGE DR, HOCKESSIN, DE 19707-1435
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2019	Grant Deed, Transfer · Conventional with PMI EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Book / Page	4481 / 167
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	218 E HIGH ST, ELKTON, MD 21921-5627
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	EQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 STOCKBRIDGE DR, HOCKESSIN, DE 19707-1435

Mortgage

Document Number	0051940056
Date	Jun 30, 2022
Book Page	5194/56

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Oct 11, 2019
Property Address	218 E HIGH ST, ELKTON, MD 21921-5627
Document Number	0044810167
Book / Page	004481 / 000167
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 STOCKBRIDGE DR HOCKESSIN DE 197071435, HOCKESSIN, DE 19707-1435

Mortgage

Document Number	44810171
Date	Oct 11, 2019
Book Page	004481/000171

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 218 E High St was $1,496, up 4.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 (+4.25%)	$87,033	$91,100 Land $35,200 Building $55,900
2025	$1,435.00
2023	$1,372.00	$78,900 Land $35,200 Building $43,700	$78,900 Land $35,200 Building $43,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 E High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 E High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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