218 E Franklin St, Toccoa, GA 30577 Property Records

Stephens County property record for 218 E Franklin St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,775 sqft · built 1930
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Nov 2016)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T19 101`

Property Details

APN / Parcel Number

Primary APN	`T19 101`
Alternative APN	`593750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,775 sqft Heated Area
Attic Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Gentle Slope
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	246 sqft
Deck Area	708 sqft
Patio Area	708 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	593750
Street Address	218 E FRANKLIN ST
City	TOCCOA
State	GA
Zip	30577-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-IV
Legal Description	LOT BLK 60 MORENO S/D
Legal Subdivision	MORENO
Legal Block	60
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4031
Census Tract	970301

Owner

Source: Stephens County records · APN T19 101

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 E FRANKLIN ST, TOCCOA, GA 30577-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Prior Sale	May 03, 2016 · Amount on Record
Deed Document Number	0001107433
Deed Book / Page	1107 / 433
Last Transfer Date	Nov 30, 2016
Transfer Doc	0011070433
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	218 E FRANKLIN ST, TOCCOA, GA 30577-2922
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E FRANKLIN ST, TOCCOA, GA 30577-2922
Investor	Possibly a Property Investor

Mortgage

Document Number	0013090000000455
Date	Sep 19, 2022
Book Page	0000001309/0000000455
Instrument	001528

Lender

Name	TREE WEST CAPITAL

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2023

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,674.00 (+66.55%)	$105,316 (+68.82%) Land $1,516 Building $103,800	$263,290 (+68.82%) Land $3,790 Building $259,500
2023	$2,206.00 (+6.67%)	$62,383 (+6.67%) Land $1,516 Building $60,867	$155,957 (+6.67%) Land $3,790 Building $152,167
2022	$2,068.00	$58,480 Land $1,516 Building $56,964	$146,201 Land $3,790 Building $142,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA2570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.