218 E Empire Ave, Spokane, WA 99207 Property Records

Spokane County property record for 218 E Empire Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,394 sqft · built 1954
Lot Size	0.223 acres (9,690 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2020)
Tax Bill	$4,104 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35053.0626`

Property Details

APN / Parcel Number

Primary APN	`35053.0626`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,776 sqft
Basement Area	1,236 sqft
Finished Basement	618 sqft
Unfinished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,690 sqft (0.223 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Patio Area	64 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 E EMPIRE AVE
City	SPOKANE
State	WA
Zip	99207-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PARK N 102FT LTS 2 & 3; EXC E 5FT LT 2 BLK 87
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PARK
Legal Block	87
Legal Lot Number	2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4047
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 E EMPIRE AVE, SPOKANE, WA 99207-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
Jul 30, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	20206940830
Prior Transfer Date	Aug 6, 2013
Prior Transfer Doc	0006237173
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	218 E EMPIRE AVE, SPOKANE, WA 99207-1712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006739923
Date	Sep 5, 2018
Instrument	6739923

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 10, 2020
Property Address	218 E EMPIRE AVE, SPOKANE, WA 99207-1712
Document Number	0006940830
Map Reference	VOL A PG 124
Instrument Date	Jul 2, 2020
Instrument	6940830
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E EMPIRE AVE, SPOKANE, WA 99207-1712

Mortgage

Document Number	0006940831
Date	Jul 10, 2020
Instrument	6940831

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0006940832
Date	Jul 10, 2020
Instrument	6940832

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	218 E EMPIRE AVE, SPOKANE, WA 99207-1712
Document Number	0006828742
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	218 E EMPIRE AVE SPOKANE WA 992071712, SPOKANE, WA 99207-1712

Mortgage

Document Number	0006828742
Date	Aug 5, 2019
Instrument	6828742

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,104.00 (+0.51%)	$401,800 (-0.57%) Land $105,000 Building $296,800	$401,800 (-0.57%) Land $105,000 Building $296,800
2025	$4,083.00 (+3.31%)
2024		$404,100 (+42.64%) Land $90,000 Building $314,100	$404,100 (+42.64%) Land $90,000 Building $314,100
2023	$3,952.00 (+19.22%)	$283,300 Land $52,500 Building $230,800	$283,300 Land $52,500 Building $230,800
2022	$3,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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